5122 Costa Rustico, San Clemente, CA 92673 Property Records

Orange County property record for 5122 Costa Rustico, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,991 sqft · built 2000
Lot Size0.103 acres (4,491 sqft)
OwnerCompany Name on Record
Last Sale$372,500 (Feb 2001)
Tax Bill$6,320 (2025)
Deeds & MortgagesMar 2023 Transfer
Mar 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN678-131-24

Property Details

APN / Parcel Number

Primary APN678-131-24

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,991 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area4,491 sqft (0.103 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5122 COSTA RUSTICO
CitySAN CLEMENTE
StateCA
Zip92673-7120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15864 BLK LOT 104
Legal SubdivisionTRACT NO 15864
Legal Tract15864
Legal Lot Number104
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3001
Census Tract42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Intrafamily Transfer, Transfer
Mar 22, 2023Intrafamily Transfer, Transfer
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Oct 22, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2001 · Amount on Record
Deed SaleFeb 28, 2001 · Amount on Record
Deed Document Number2001108979
Last Transfer DateJun 30, 2022
Transfer Doc0000064149
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateMar 22, 2023
Property Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Document Number0000064154
Map ReferenceDOC 108979
Instrument DateJun 30, 2022
Instrument2023000064154
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateMar 22, 2023
Property Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Document Number0000064149
Map ReferenceDOC 108979
Instrument DateJun 30, 2022
Instrument2023000064149
Transaction TypeTransfer
Record UpdatedMar 31, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000563234
DateSep 9, 2021
Instrument2021000563234
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000164373
DateMar 9, 2021
Instrument2021000164373
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5122 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Document Number0000433132
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 11, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5122 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000433132
DateNov 1, 2019
Instrument433132
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$571,826 (+2%) Land $213,980 Building $357,846
2025$6,320.00 (+3.42%) Homeowner's exemption$560,614 (+4.04%) Land $209,784 Building $350,830
2023$6,111.00 (+1.77%) Homeowner's exemption$538,846 Land $201,639 Building $337,207
2022$6,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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