Orange County property record for 5118 Costa Rustico, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,196 sqft · built 2000 |
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,550,000 (Apr 2025) |
| Tax Bill | $10,579 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Apr 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-131-22 |
| Primary APN | 678-131-22 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,196 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 4,620 sqft (0.106 acres) |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5118 COSTA RUSTICO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15864 BLK LOT 106 |
| Legal Subdivision | TRACT NO. 15864 |
| Legal Tract | 15864 |
| Legal Lot Number | 106 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42112 |
5118 Costa Rustico is owned and occupied by two individuals who bought it in April 2025.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Intrafamily Transfer, Transfer |
| Apr 18, 2023 | Intrafamily Transfer, Transfer |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PURPOSE FNDG INC |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PURPOSE FUNDING INC |
| Nov 8, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP |
| Nov 8, 2018 | Affidavit of Death, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO RESID' |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Nov 8, 2018 · Amount on File |
| Deed Document Number | 2025125528 |
| Prior Transfer Date | Sep 19, 2022 |
| Prior Transfer Doc | 0000087804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 18, 2023 |
| Property Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000087804 |
| Map Reference | MB 801 PG 29-36 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2023000087804 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 18, 2023 |
| Property Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000087806 |
| Map Reference | MB 801 PG 29-36 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2023000087806 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000066810 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5118 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000066810 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 66810 |
| Name | PURPOSE FNDG INC |
|---|---|
| Address | LAGUNA NIGUEL, CA 92677 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000263606 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5118 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000263606 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 263606 |
| Name | PURPOSE FUNDING INC |
|---|---|
| Address | 27651 LA PAZ RD # 200, LAGUNA NIGUEL, CA 92677-3917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 8, 2018 |
| Property Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000405184 |
| Map Reference | MB801 PG29-36 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018000405184 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5118 COSTA RUSTICO, CLEMENTS, CA 00000 |
| Document Number | 0000405185 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 2018000405185 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 8, 2018 |
| Property Address | 5118 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000405183 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 405183 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO RESID' |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 ALICANTE LN RANCHO MISSION VIEJO CA 92694, RANCHO MISSION VIEJO, CA 92694 |
The 2025 property tax bill for 5118 Costa Rustico was $10,579.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,581,000 (+61.99%) Land $1,185,613 Building $395,387 | |
| 2025 | $10,579.00 | $975,965 Land $633,021 Building $342,944 |
| 2023 | $10,213.00 (+1.82%) | $938,068 Land $608,440 Building $329,628 |
| 2022 | $10,030.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5118 Costa Rustico in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5118 Costa Rustico is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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