5116 Costa Rustico, San Clemente, CA 92673 Property Records

Orange County property record for 5116 Costa Rustico, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,407 sqft · built 2000
Lot Size	0.106 acres (4,594 sqft)
Owner	Company Name on Record
Last Sale	$425,500 (Nov 2000)
Tax Bill	$7,131 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`678-131-21`

Property Details

APN / Parcel Number

Primary APN	`678-131-21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,407 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	4,594 sqft (0.106 acres)
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5116 COSTA RUSTICO
City	SAN CLEMENTE
State	CA
Zip	92673-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15864 BLK LOT 107
Legal Subdivision	TRACT NO 15864
Legal Tract	15864
Legal Lot Number	107
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5116 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2000 · Amount on Record
Deed Sale	Nov 30, 2000 · Amount on Record
Deed Document Number	2000650521
Last Transfer Date	Dec 22, 2009
Transfer Doc	0000007144
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5116 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number	0000585664
Date	Oct 20, 2020
Instrument	2020000585664

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,867 (+2%) Land $278,852 Building $375,015
2025	$7,131.00 (+3.48%) Homeowner's exemption	$641,047 (+4.04%) Land $273,385 Building $367,662
2023	$6,891.00 (+1.79%) Homeowner's exemption	$616,155 Land $262,769 Building $353,386
2022	$6,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20