Orange County property record for 5123 Costa Rustico, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,196 sqft · built 2000 |
| Lot Size | 0.106 acres (4,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,430,000 (Jun 2022) |
| Tax Bill | $15,890 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Jun 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-131-02 |
| Primary APN | 678-131-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,196 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 4,602 sqft (0.106 acres) |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5123 COSTA RUSTICO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15864 BLK LOT 126 |
| Legal Subdivision | TRACT NO 15864 |
| Legal Tract | 15864 |
| Legal Lot Number | 126 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42112 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 22, 2022 | Intrafamily Transfer, Transfer |
| Jun 22, 2022 | Grant Deed, Transfer · Conventional Mortgage L ALLEY LOANS INC |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 20, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Jun 3, 2020 | Quit Claim Deed, Transfer OTHER |
| Mar 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 16, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Prior Sale | Sep 7, 2012 · Amount on Record |
| Deed Document Number | 2022223557 |
| Prior Transfer Date | Jun 16, 2022 |
| Prior Transfer Doc | 0000284272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 22, 2022 |
| Property Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000284272 |
| Map Reference | MB 801 PG 29-36 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022000284272 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1388 FELIPE, SAN CLEMENTE, CA 92673-3245 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 22, 2022 |
| Property Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000223557 |
| Map Reference | MB 801 PG 29-36 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022000223557 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000223558 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022000223558 |
| Name | L ALLEY LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000417417 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020000417417 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 20, 2020 |
| Property Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000423853 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 423853 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5123 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 3, 2020 |
| Property Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000251256 |
| Instrument Date | May 28, 2020 |
| Instrument | 251256 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5123 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 20, 2020 |
| Property Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000126371 |
| Map Reference | MB 801 PG 29-36 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 2020000126371 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000126372 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 2020000126372 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 16, 2017 |
| Property Address | 5123 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000247980 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 247980 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5123 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 247981 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 247981 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2047 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,532,701 (+2%) Land $1,177,627 Building $355,074 | |
| 2025 | $15,890.00 (+3.69%) | $1,502,649 (+4.04%) Land $1,154,537 Building $348,112 |
| 2023 | $15,325.00 (+94.23%) | $1,444,300 Land $1,109,704 Building $334,596 |
| 2022 | $7,890.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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