5111 Costa Rustico, San Clemente, CA 92673 Property Records

Orange County property record for 5111 Costa Rustico, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,991 sqft · built 2000
Lot Size0.105 acres (4,601 sqft)
Owner2 Owner Names on Record
Last Sale$570,000 (Apr 2011)
Tax Bill$8,101 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN678-131-07

Property Details

APN / Parcel Number

Primary APN678-131-07

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,991 sqft Living Area

Exterior

Year BuiltBuilt 2000
Lot Area4,601 sqft (0.105 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5111 COSTA RUSTICO
CitySAN CLEMENTE
StateCA
Zip92673-7120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15864 BLK LOT 121 TR 15864 LOT 121 & LOT 122 POR OF LOT
Legal Tract15864
Legal Lot Number121,122
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3001
Census Tract42112

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address5111 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2011 · Amount on Record
Deed SaleApr 20, 2011 · Amount on Record
Prior SaleApr 30, 2004 · Amount on Record
Deed Document Number2011000202215
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5111 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedFeb 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5111 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000027753
DateFeb 7, 2024
Instrument2024000027753
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5111 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5111 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000522008
DateSep 24, 2020
Instrument2020000522008
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,101.00 (+3.49%)$730,265 (+4.04%) Land $406,843 Building $323,422
2023$7,828.00 (+1.78%)$701,909 Land $391,045 Building $310,864
2022$7,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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