Orange County property record for 5108 Costa Rustico, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,594 sqft · built 2000 |
| Lot Size | 0.11 acres (4,805 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $900,000 (Mar 2005) |
| Tax Bill | $13,318 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-131-17 |
| Primary APN | 678-131-17 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,594 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 4,805 sqft (0.11 acres) |
| Garage Area | 403 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5108 COSTA RUSTICO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15864 BLK LOT 111 |
| Legal Subdivision | TRACT NO 15864 |
| Legal Tract | 15864 |
| Legal Lot Number | 111 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42112 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5108 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 7, 2020 | Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2005 · Amount on Record |
| Deed Sale | Mar 30, 2005 · Amount on Record |
| Prior Sale | Nov 30, 2000 · Amount on Record |
| Deed Document Number | 2005238813 |
| Last Transfer Date | May 21, 2013 |
| Transfer Doc | 0000480873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5108 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5108 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000036308 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023000036308 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5108 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000127608 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 2020000127608 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5108 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000207234 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 2020000207234 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5108 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 5108 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000697158 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020000697158 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5108 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000243275 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5108 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000243275 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 243275 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2048 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,279,608 (+2%) Land $810,645 Building $468,963 | |
| 2025 | $13,318.00 (+25.61%) Homeowner's exemption | $1,254,518 (+27.53%) Land $794,750 Building $459,768 |
| 2023 | $10,603.00 (+1.83%) Homeowner's exemption | $983,739 Land $614,012 Building $369,727 |
| 2022 | $10,412.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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