5106 Costa Rustico, San Clemente, CA 92673 Property Records

Orange County property record for 5106 Costa Rustico, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,196 sqft · built 2000
Lot Size0.116 acres (5,069 sqft)
Owner2 Individual Names on Record
Last Sale$830,000 (Oct 2016)
Tax Bill$11,081 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN678-131-16

Property Details

APN / Parcel Number

Primary APN678-131-16

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,196 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area5,069 sqft (0.116 acres)
Garage Area596 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address5106 COSTA RUSTICO
CitySAN CLEMENTE
StateCA
Zip92673-7120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15864 BLK LOT 112
Legal Tract15864
Legal Lot Number112
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3001
Census Tract42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5106 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Prior SaleMar 2, 2001 · Amount on Record
Deed Document Number2016530225
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5106 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Document Number0000438738
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedDec 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5106 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000438738
DateNov 21, 2018
Instrument438738
Lender
NameFRANKLIN LN CTR
TypeFunding / Finance Company
AddressPALM DESERT, CA 92260
Agreement
AmountAmount Recorded
Term360 Months
DueNov 20, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,053,435 (+2%) Land $637,521 Building $415,914
2025$11,081.00 (+3.62%) Homeowner's exemption$1,032,780 (+4.04%) Land $625,021 Building $407,759
2023$10,694.00 (+1.85%) Homeowner's exemption$992,677 Land $600,751 Building $391,926
2022$10,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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