Orange County property record for 5109 Costa Rustico, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,395 sqft · built 2000 |
| Lot Size | 0.104 acres (4,532 sqft) |
| Owner | Company Name on File |
| Last Sale | $427,500 (Nov 2000) |
| Tax Bill | $7,240 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-131-08 |
| Primary APN | 678-131-08 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,395 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 4,532 sqft (0.104 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5109 COSTA RUSTICO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15864 BLK LOT 120 |
| Legal Subdivision | TRACT NO 15864 |
| Legal Tract | 15864 |
| Legal Lot Number | 120 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42112 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE |
| Dec 27, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 27, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Mar 21, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Mar 21, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2000 · Amount on File |
| Deed Sale | Nov 30, 2000 · Amount on File |
| Deed Document Number | 2000652866 |
| Last Transfer Date | Oct 23, 2019 |
| Transfer Doc | 0000545684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000202554 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023000202554 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000101971 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021000101971 |
| Name | LOAN STORE |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 27, 2019 |
| Property Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000545682 |
| Map Reference | MB 801 PG 29-36 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 2019000545682 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000545683 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019000545683 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 27, 2019 |
| Property Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000545684 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 545684 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5109 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 21, 2019 |
| Property Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000089602 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 89602 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5109 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 21, 2019 |
| Property Address | 5109 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000089600 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 89600 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5109 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 89601 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 89601 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2049 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $664,908 (+2%) Land $288,814 Building $376,094 | |
| 2025 | $7,240.00 (+3.49%) Homeowner's exemption | $651,871 (+4.04%) Land $283,151 Building $368,720 |
| 2023 | $6,996.00 (+1.79%) Homeowner's exemption | $626,559 Land $272,156 Building $354,403 |
| 2022 | $6,873.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures