480 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 480 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,923 sqft · built 2018
Lot Size	0.101 acres (4,442 sqft)
Owner	Company Name on Record
Last Sale	$876,000 (Mar 2022)
Tax Bill	$10,930 (2024)
Deeds & Mortgages	Mar 2022 Sale Mar 2022 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25012-000-3370`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25012-000-3370`
Alternative APN	`1015978`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,923 sqft Living Area
Gross Area	2,631 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,442 sqft (0.101 acres)
Garage Type	Finished
Garage Area	460 sqft
Porch	Porch
Porch Area	248 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1015978
Street Address	480 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 337 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 3076-2061 OR 3085-4542 OR 3090-2414 OR 3112-4027 OR 3113-4585 OR
Legal Range	19W
Legal Township	03S
Legal Section	11
Legal Subdivision	NATUREWALK AT SEAGROVE THIRD
Legal Lot Number	337
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1028
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1113 MURFREESBORO RD STE 106, 106, FRANKLIN, TN 37064-1307
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage GEORGIA'S OWN CU
Aug 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 26, 2019	Quit Claim Deed, Transfer F&B ACQUISITION
Nov 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage F&B ACQUISITION
Jun 13, 2018	Grant Deed, Transfer K TITLE COMPANY LLC, K TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	20220012772
Deed Book / Page	3243 / 3420
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 17, 2022
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0032433420
Book / Page	3243 / 3420
Map Reference	MB 19 PG 10
Instrument Date	Mar 12, 2022
Instrument	20220012772
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 S 14TH ST, 608, NASHVILLE, TN 37206-3022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 MURFREESBORO RD # 106-23, 106, FRANKLIN, TN 37064-1307

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 3, 2022
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0032412896
Book / Page	3241 / 2896
Map Reference	MB 19 PG 10
Instrument Date	Mar 1, 2022
Instrument	20220010217
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 S 14TH ST, 608, NASHVILLE, TN 37206-3022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5842 WAGONVALE DR, ARRINGTON, TN 37014-1503

Mortgage

Document Number	0032412898
Date	Mar 3, 2022
Instrument	3241/2898

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2021
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0031852447
Book / Page	3185 / 2447
Map Reference	MB 19 PG 10
Instrument Date	Feb 25, 2021
Instrument	20210009723
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,313.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 BEARGRASS WAY, 20, SANTA ROSA BEACH, FL 32459-8832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 S 14TH ST, NASHVILLE, TN 37206-3022

Mortgage

Document Number	0031852449
Date	Mar 2, 2021
Instrument	3185/2449

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 18, 2020
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0031430654
Book / Page	003143 / 000654
Instrument Date	May 15, 2020
Instrument	16666
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 FLATWOODS FOREST LOOP SANTA ROSA BEACH FL 324598850, SANTA ROSA BEACH, FL 32459-8850

Mortgage

Document Number	31430669
Date	May 18, 2020
Book Page	003143/000669
Instrument	16668

Lender

Name	GEORGIA'S OWN CU
Type	Credit Union
Address	ATLANTA, GA 30348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	31430656,
Date	May 18, 2020
Book Page	003143/000656
Instrument	16667

Lender

Name	ALLEGIANT LNDG LLC
Address	LAKE CITY, FL 32025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 6, 2019
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0031134585
Book / Page	003113 / 004585
Instrument Date	Jul 30, 2019
Instrument	26683
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4540 LACLEDE AVE #03 ST LOUIS MO 631082155, 3, ST LOUIS, MO 63108-2155

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 26, 2019
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0031124027
Book / Page	003112 / 004027
Instrument Date	Jul 23, 2019
Instrument	25265
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	HOMETOWN TITLE GROUP INC, HOMETOWN TITLE GRP INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 FLATWOODS FOREST LOOP SANTA ROSA BEACH FL 324598850, SANTA ROSA BEACH, FL 32459-8850

Mortgage

Document Number	31124028
Date	Jul 26, 2019
Book Page	003112/004028
Instrument	25266

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 19, 2018
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0030902414
Book / Page	003090 / 002414
Instrument Date	Nov 14, 2018
Instrument	38559
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4540 LACLEDE AVE #203 ST LOUIS MO 631082141, 203, ST LOUIS, MO 63108-2141

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 25, 2018
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0030854542
Book / Page	003085 / 004542
Instrument Date	Sep 24, 2018
Instrument	32338
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,123.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4540 LACIEDE AVENUE 203 ST LOUIS MO 63108, ST LOUIS, MO 63108

Mortgage

Document Number	30854544
Date	Sep 25, 2018
Book Page	003085/004544
Instrument	32339

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jun 13, 2018
Property Address	480 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0030762061
Book / Page	003076 / 002061
Instrument Date	Jun 1, 2018
Instrument	19535
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	K TITLE COMPANY LLC, K TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$3,915.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	725 HILL RD BRENTWOOD TN 370274336, BRENTWOOD, TN 37027-4336

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$756,959 (-13.83%) Land $125,000 Building $631,959	$756,959 (-13.83%) Land $125,000 Building $631,959
2024	$10,930.00 (+0.08%)
2023	$10,921.00 (+3.43%)	$878,441 (+6.85%) Land $120,472 Building $757,969	$878,441 (+6.85%) Land $120,472 Building $757,969
2022	$10,559.00	$822,154 Land $133,724 Building $688,430	$822,154 Land $133,724 Building $688,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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