511 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 511 Central Ave, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,441 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$437,500 (Nov 2020)
Tax Bill	$12,206 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00229-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00229-0000-00002`
Alternative APNs	`030022900002` `2168005`

Interior

Stories	2 Stories
Building Area	1,441 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2168005
Street Address	511 CENTRAL AVE
City	CRANFORD
State	NJ
Zip	07016-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	229
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5013
Census Tract	37000

Owner

Source: Union County and Cranford Township records · APN 03-00229-0000-00002

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	511 CENTRAL AVE, CRANFORD, NJ 07016-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Oct 15, 1980 · Amount on Record
Deed Document Number	2020330389
Deed Book / Page	6390 / 2432
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 19, 2020
Property Address	511 CENTRAL AVE, CRANFORD, NJ 07016-2303
Document Number	0063902432
Book / Page	6390 / 2432
Instrument Date	Nov 05, 2020
Instrument	330389
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	QUALITY TTL & ABSTRACT AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,656.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SHORE RD, 7, ANDOVER, NJ 07821-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CENTRAL AVE, CRANFORD, NJ 07016-2303

Mortgage

Document Number	703982
Date	Nov 19, 2020
Instrument	703982

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,500 (-1.72%) Land $88,200 Building $77,300	$165,500 (-1.72%) Land $88,200 Building $77,300
2025	$12,206.00 (+6.93%)	$168,400 (-) Land $88,200 Building $80,200	$168,400 (-) Land $88,200 Building $80,200
2024	$11,415.00 (+2.52%)
2023		$168,400 Land $88,200 Building $80,200	$168,400 Land $88,200 Building $80,200
2022	$11,134.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 85 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force 83 of 85 on primary residences
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023, rainfall accumulation
Flood Events	Hurricane Irene (Sep 2011), 65 claims Severe Storms And Inland And Coastal Flooding (Apr 2007), 41 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 45 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.