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509 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 509 Central Ave, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,600 sqft · built 1921
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$467,000 (Jul 2010)
Tax Bill$17,946 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN03-00229-0000-00003

Property Details

APN / Parcel Number

Primary APN03-00229-0000-00003
Alternative APNs
  • 030022900003
  • 2169006

Interior

Stories2 Stories
Building Area2,600 sqft Living Area

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number2169006
Street Address509 CENTRAL AVE
CityCRANFORD
StateNJ
Zip07016-2303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block229
Legal Lot Number3
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group5
Census Block5013
Census Tract37000

Owner

Source: Union County and Cranford Township records · APN 03-00229-0000-00003

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address509 CENTRAL AVE, CRANFORD, NJ 07016-2303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2010 · Amount on Record
Deed SaleJul 07, 2010 · Amount on Record
Prior SaleMay 25, 2004 · Amount on Record
Deed Document Number2010216292
Deed Book / Page5823 / 22
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address509 CENTRAL AVE, CRANFORD, NJ 07016-2303
Document Number0147032129
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address509 CENTRAL AVE CRANFORD NJ 070162303, CRANFORD, NJ 07016-2303

Mortgage

Document Number0147032129
DateJun 01, 2020
Book Page014703/002129
Instrument692312
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMay 31, 2040

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$247,600 (-) Land $93,300 Building $154,300$247,600 (-) Land $93,300 Building $154,300
2025$17,946.00 (+6.92%)$247,600 (-) Land $93,300 Building $154,300$247,600 (-) Land $93,300 Building $154,300
2024$16,784.00 (+2.52%)
2023$247,600 Land $93,300 Building $154,300$247,600 Land $93,300 Building $154,300
2022$16,371.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 85 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies85 in force
Nearby Flood Claims230 (1978–2023)
Claims Outside the SFHA26 of 230
Most Recent ClaimMay 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Sep 2011 · 65 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 711 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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