504 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 504 Central Ave, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,180 sqft · built 1928
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2015)
Tax Bill	$15,685 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00231-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`03-00231-0000-00008`
Alternative APNs	`030023100008` `2193001`

Interior

Stories	2 Stories
Building Area	2,180 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)

Location & Zoning

Account Number	2193001
Street Address	504 CENTRAL AVE
City	CRANFORD
State	NJ
Zip	07016-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRANFORD
Legal Block	231
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5015
Census Tract	37000

Owner

Source: Union County and Cranford Township records · APN 03-00231-0000-00008

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 CENTRAL AVE, CRANFORD, NJ 07016-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2015 · Amount on Record
Deed Sale	Jul 21, 2015 · Amount on Record
Prior Sale	Jun 07, 2004 · Amount on Record
Deed Book / Page	6069 / 945
Prior Transfer Date	Aug 29, 2001
Prior Transfer Doc	0051750314
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	504 CENTRAL AVE, CRANFORD, NJ 07016-2305
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ASSOCIATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148030245
Date	Oct 28, 2020
Book Page	14803/245
Instrument	702263

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2045

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,400 (-) Land $88,200 Building $128,200	$216,400 (-) Land $88,200 Building $128,200
2025	$15,685.00 (+6.92%)	$216,400 (-) Land $88,200 Building $128,200	$216,400 (-) Land $88,200 Building $128,200
2024	$14,670.00 (+2.53%)
2023		$216,400 Land $88,200 Building $128,200	$216,400 Land $88,200 Building $128,200
2022	$14,308.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 85 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force 83 of 85 on primary residences
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023, rainfall accumulation
Flood Events	Hurricane Irene (Sep 2011), 65 claims Severe Storms And Inland And Coastal Flooding (Apr 2007), 41 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 45 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.