503 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 503 Central Ave, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,795 sqft · built 1924
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$502,000 (Jul 2012)
Tax Bill	$14,938 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`03-00229-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00229-0000-00006`
Alternative APNs	`030022900006` `2172006`

Interior

Stories	2 Stories
Building Area	1,795 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2172006
Street Address	503 CENTRAL AVE
City	CRANFORD
State	NJ
Zip	07016-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	229
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5013
Census Tract	37000

Owner

Source: Union County and Cranford Township records · APN 03-00229-0000-00006

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	503 CENTRAL AVE, CRANFORD, NJ 07016-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2012 · Amount on Record
Deed Sale	Jul 03, 2012 · Amount on Record
Prior Sale	Aug 04, 2008 · Amount on Record
Deed Book / Page	5912 / 780
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	503 CENTRAL AVE, CRANFORD, NJ 07016-2303
Document Number	0043520354
Instrument Date	Oct 07, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CENTRAL AVE CRANFORD NJ 070162303, CRANFORD, NJ 07016-2303

Mortgage

Document Number	0043520354
Date	Oct 23, 2017
Book Page	004352/000354
Instrument	648046

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,100 (-) Land $93,300 Building $112,800	$206,100 (-) Land $93,300 Building $112,800
2025	$14,938.00 (+6.92%)	$206,100 (-) Land $93,300 Building $112,800	$206,100 (-) Land $93,300 Building $112,800
2024	$13,971.00 (+2.52%)
2023		$206,100 Land $93,300 Building $112,800	$206,100 Land $93,300 Building $112,800
2022	$13,627.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 85 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force 83 of 85 on primary residences
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023, rainfall accumulation
Flood Events	Hurricane Irene (Sep 2011), 65 claims Severe Storms And Inland And Coastal Flooding (Apr 2007), 41 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 45 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.