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506 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 506 Central Ave, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,830 sqft · built 1928
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Sep 2020)
Tax Bill$12,938 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-00231-0000-00009

Property Details

APN / Parcel Number

Primary APN03-00231-0000-00009
Alternative APNs
  • 030023100009
  • 2194002

Interior

Stories2 Stories
Building Area1,830 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)

Location & Zoning

Account Number2194002
Street Address506 CENTRAL AVE
CityCRANFORD
StateNJ
Zip07016-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionDR LOUSBERYS
Legal Block231
Legal Lot Number9
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group5
Census Block5015
Census Tract37000

Owner

Source: Union County and Cranford Township records · APN 03-00231-0000-00009

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address506 CENTRAL AVE, CRANFORD, NJ 07016-2305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Feb 06, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/PA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Prior SaleDec 07, 2006
Deed Document Number2020327545
Deed Book / Page6380 / 213
Record UpdatedSep 20, 2026

September 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionUNION NJ
Recording DateSep 01, 2020
Property Address506 CENTRAL AVE, CRANFORD, NJ 07016-2305
Document Number0063800213
Book / Page6380 / 213
Instrument DateAug 28, 2020
Instrument327545
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyATTORNEY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,127.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 CENTRAL AVE, 506, CRANFORD, NJ 07016-2305

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 CENTRAL AVE, CRANFORD, NJ 07016-2305

Mortgage

Document Number697864
DateSep 01, 2020
Instrument697864
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address506 CENTRAL AVE, CRANFORD, NJ 07016-2305
Document Number0146572110
Instrument DateFeb 06, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 CENTRAL AVE CRANFORD NJ 070162305, CRANFORD, NJ 07016-2305

Mortgage

Document Number0146572110
DateFeb 25, 2020
Book Page014657/002110
Instrument687460
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 24, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$178,500 (-) Land $88,200 Building $90,300$178,500 (-) Land $88,200 Building $90,300
2025$12,938.00 (+6.93%)$178,500 (-) Land $88,200 Building $90,300$178,500 (-) Land $88,200 Building $90,300
2024$12,100.00 (+2.52%)
2023$178,500 Land $88,200 Building $90,300$178,500 Land $88,200 Building $90,300
2022$11,802.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 85 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies85 in force
Nearby Flood Claims230 (1978–2023)
Claims Outside the SFHA26 of 230
Most Recent ClaimMay 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Sep 2011 · 65 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 711 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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