Orange County property record for 5104 Costa Rustico, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,592 sqft · built 2000 |
| Lot Size | 0.101 acres (4,391 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $719,000 (Sep 2011) |
| Tax Bill | $9,844 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-131-15 |
| Primary APN | 678-131-15 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,592 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 4,391 sqft (0.101 acres) |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5104 COSTA RUSTICO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15864 BLK LOT 113 |
| Legal Subdivision | TRACT NO 15864 |
| Legal Tract | 15864 |
| Legal Lot Number | 113 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42112 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR |
| May 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2011 · Amount on File |
| Deed Sale | Sep 8, 2011 · Amount on File |
| Prior Sale | Feb 28, 2001 · Amount on File |
| Deed Document Number | 2011445249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000172780 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023000172780 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 17, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000120144 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022000120144 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000135561 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021000135561 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000361424 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5106 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000361424 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 361424 |
| Name | FRANKLIN LN CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM DESERT, CA 92260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5104 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000236760 |
| Instrument Date | May 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5104 COSTA RUSTICO SAN CLEMENTE CA 926737120, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000236760 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 236760 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 26, 2035 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $921,159 (+2%) Land $535,670 Building $385,489 | |
| 2025 | $9,844.00 (+3.56%) | $903,098 (+4.04%) Land $525,167 Building $377,931 |
| 2023 | $9,506.00 (+1.82%) | $868,031 Land $504,775 Building $363,256 |
| 2022 | $9,336.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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