5101 Costa Rustico, San Clemente, CA 92673 Property Records

Orange County property record for 5101 Costa Rustico, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,594 sqft · built 2000
Lot Size0.162 acres (7,038 sqft)
Owner2 Company Names on File
Last Sale$585,000 (Mar 2003)
Tax Bill$9,211 (2025)
Deeds & MortgagesJun 2026 Sale
May 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN678-131-12

Property Details

APN / Parcel Number

Primary APN678-131-12

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,594 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area7,038 sqft (0.162 acres)
Garage Area403 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5101 COSTA RUSTICO
CitySAN CLEMENTE
StateCA
Zip92673-7120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15864 BLK LOT 116
Legal SubdivisionTRACT NO 15864
Legal Tract15864
Legal Lot Number116
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3001
Census Tract42112

Owner

Source: Orange County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5101 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
May 5, 2022Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2003 · Amount on Record
Deed SaleMar 25, 2003 · Amount on Record
Prior SaleNov 30, 2000 · Amount on Record
Deed Document Number2003322007
Prior Transfer DateJun 27, 2002
Prior Transfer Doc0000631890
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionORANGE CA
Recording DateJun 29, 2026
Property Address5101 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Document Number0000185261
Instrument DateJun 23, 2026
Instrument2026185261
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5101 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5101 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedMay 13, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5101 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000169879
DateMay 5, 2022
Instrument2022000169879
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5101 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5101 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number0000262506
DateApr 19, 2021
Instrument2021000262506
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,211.00 (+3.58%) Homeowner's exemption$847,264 (+4.04%) Land $467,105 Building $380,159
2023$8,893.00 (+1.82%) Homeowner's exemption$814,364 Land $448,966 Building $365,398
2022$8,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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