5104 E Bluffview Dr, Berrien Springs, MI 49103 Property Records

Berrien County property record for 5104 E Bluffview Dr, Berrien Springs, MI 49103

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,146 sqft · built 1972
Lot Size0.651 acres (28,358 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Dec 2006)
Tax Bill$3,293 (2025)
Deeds & MortgagesDec 2022 Mortgage
Dec 2006 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-7120-0057-00-3

Property Details

APN / Parcel Number

Primary APN15-7120-0057-00-3
Alternative APN
  • 11-15-7120-0057-00-3

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,146 sqft Living Area
1st Floor Area1,376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area28,358 sqft (0.651 acres)
Lot Depth379 ft Depth
Garage Area594 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address5104 E BLUFFVIEW DR
CityBERRIEN SPRINGS
StateMI
Zip49103-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 57, SHAKER LANDING NO. 2.
Legal SubdivisionSHAKER LANDING #2
Legal Lot Number57
Legal Unit57
JurisdictionBERRIEN MI
Township / Civil DivisionORONOKO
Census Block Group1
Census Block1001
Census Tract21300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5104 E BLUFFVIEW DR, BERRIEN SPRINGS, MI 49103-2001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Dec 29, 2006Warranty Deed, Transfer · ARM
BNC MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2006 · Amount on Record
Deed SaleDec 29, 2006 · Amount on Record
Prior SaleAug 31, 2004 · Amount on Record
Deed Book / Page2768 / 1165
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5104 E BLUFFVIEW DR, BERRIEN SPRINGS, MI 49103-2001
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5104 E BLUFFVIEW DR, BERRIEN SPRINGS, MI 49103-2001

Mortgage

Document Number03394/2733
DateDec 14, 2022
Book Page3394/2733
Instrument2022369300
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2038

December 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateDec 29, 2006
Property Address5104 E BLUFFVIEW DR, BERRIEN SPRINGS, MI 49103-2001
Document Number02768/1165
Book / Page2768 / 1165
Map ReferenceLB22 PG36
Instrument DateDec 15, 2006
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyMETROPOLITAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5104 E BLUFFVIEW DR, BERRIEN SPRINGS, MI 49103-2001
InvestorPossibly a Property Investor

Mortgage

Document Number0027681166
DateDec 29, 2006
Instrument2768/1166
Lender
NameBNC MORTGAGE INC
TypeSubprime Lender
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2037
Prepayment Penalty24 Months
Interest
Rate TypeAdjustable Rate
Rate9.05%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change9.05%
Max Rate At Change12%
Index6-Month LIBOR
Max Rate16%

Mortgage

Document Number02768/1189
DateDec 29, 2006
Book Page2768/1189
Lender
NamePAUL MEYER
TypePrivate Party
Address5708 WINDY ACRES LN, BERRIEN SPRINGS, MI 49103
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionOronoko Charter Township
Unified School DistrictBerrien Springs Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,500 (+71.63%)$461,000 (+71.63%)
2025$3,293.00 (+10.65%)
2023$134,300$268,600
2022$2,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1982–2026)
Claims Outside the SFHA2 of 4
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERRIEN SPRINGS
serves 1,910 people · EPA ID MI0000650
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mercury Fiber
Fixed Wireless
150 / 20

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