Bay County property record for 5102 E 7th St, Panama City, FL 32404
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1.5 ba · 800 sqft · built 1962 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | Owner Name on File |
| Last Sale | $120,000 (Mar 2011) |
| Tax Bill | $883 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24378-035-000 |
| Primary APN | 24378-035-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 800 sqft |
| Year Built | Built 1962 |
|---|---|
| Lot Area | 44,997 sqft (1.03 acres) |
| Lot Dimensions | 300 ft deep x 150 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Street Address | 5102 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | CLWY18 |
| Legal Description | 12 4S 14W -67.2- 118D1 ST ANDREWS BAY DEV CO PLAT BEG NE COR LOT 4 TH W 150' S |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 12 |
| Legal Subdivision | ST ANDREWS BAY DEV CO |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1255 LEE RD, BONIFAY, FL 32425-7701 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2011 · Amount on File |
| Deed Sale | Mar 28, 2011 · Amount on File |
| Prior Sale | Jan 3, 2006 · Amount on File |
| Deed Document Number | 2011014563 |
| Deed Book / Page | 3312 / 0794 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 (+21.12%) | $69,256 (+25.78%) Land $69,255 Building $1 | $69,256 (+25.78%) Land $69,255 Building $1 |
| 2023 | $729.00 (+22.32%) | $55,063 (+19.26%) Land $55,062 Building $1 | $55,063 (+19.26%) Land $55,062 Building $1 |
| 2022 | $596.00 | $46,171 Land $46,170 Building $1 | $46,171 Land $46,170 Building $1 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 5 (2008–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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