3814 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 3814 E 7th St, Panama City, FL 32401

Property Summary

Property TypeParking Lot
Lot Size0.419 acres (18,252 sqft)
OwnerCompany Name on Record
Last Sale$5,000 (Jan 1982)
Tax Bill$159 (2024)
Flood ZoneZone X (minimal risk)
APN23066-000-000

Property Details

APN / Parcel Number

Primary APN23066-000-000

Interior

Total Rooms6 Rooms
Stories1 Story

Exterior

Lot Area18,252 sqft (0.419 acres)
Lot Dimensions169 ft deep x 108 ft wide

Location & Zoning

Street Address3814 E 7TH ST
CityPANAMA CITY
StateFL
Zip32401
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Lot
Legal Description11 4S 14W-64-118C1 BEG 267' W OF NE COR OF NE1/4 OF NE1/4 TH S 209' W 108' N 209' E 108' TO
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2024
Census Tract1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address615 TRANSMITTER RD, PANAMA CITY, FL 32401-5565
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1982 · Amount on Record
Deed SaleJan 1, 1982 · Amount on Record
Deed Document Number0000877596
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,127 (+%) Land $17,522 Building $14,605$32,127 (+%) Land $17,522 Building $14,605
2024$159.00
2023$159.00 Additional exemption filed$32,126 (-) Land $17,521 Building $14,605$32,126 (-) Land $17,521 Building $14,605
2022$159.00 Additional exemption filed$32,126 Land $17,521 Building $14,605$32,126 Land $17,521 Building $14,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1991–2021)
Claims Outside the SFHA6 of 9
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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