5100 E 7th St, Panama City, FL 32404 Property Records

Bay County property record for 5100 E 7th St, Panama City, FL 32404

Property Summary

Property Type	Mobile Home
Details	7 bd · 6 ba · 2,032 sqft · built 2018
Lot Size	1.08 acres (47,088 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Oct 2008)
Tax Bill	$2,305 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24378-030-000`

Property Details

APN / Parcel Number

Primary APN	`24378-030-000`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Units	10 Units
Stories	1 Story
Building Area	2,032 sqft Gross Area
1st Floor Area	2,032 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,088 sqft (1.08 acres)
Lot Dimensions	314 ft deep x 150 ft wide

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5100 E 7TH ST
City	PANAMA CITY
State	FL
Zip	32404-4608
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLWY23
Legal Description	12 4S 14W -67.4- 118D1 ST ANDREWS BAY DEV CO PLAT BEG 150 W OF NE COR LOT 4 TH W 150 S 330 E 150 N 330 TO POB ORB 1469 P 608 ORP 1469 P 607 ORB 1258 P 822 ORB 3052 P 618 ORB 3101 P 1763
Legal Range	14W
Legal Township	04S
Legal Section	12
Legal Subdivision	ST ANDREWS BAY DEV CO PLAT
Legal Lot Number	4
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1003
Census Tract	803

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2310 S HIGHWAY 77, 110, LYNN HAVEN, FL 32444-4637
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2008 · Amount on Record
Deed Sale	Oct 31, 2008 · Amount on Record
Deed Document Number	200869173
Deed Book / Page	3101 / 1763
Prior Transfer Date	May 20, 2008
Prior Transfer Doc	0030520618
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	5100 E 7TH ST, PANAMA CITY, FL 32404-4608
Document Number	0039842150
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0039842150
Date	Mar 2, 2018
Book Page	003984/002150
Instrument	12171

Lender

Name	WALTERS L E JR TRUST (PT)
Address	PO BOX 35206, PANAMA CITY, FL 32412-5206

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Callaway City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,305.00 (+0.48%)	$168,355 (-2.03%) Land $71,420 Building $96,935	$168,355 (-2.03%) Land $71,420 Building $96,935
2024	$2,294.00 (-3.9%)
2023	$2,387.00 (+101.26%)	$171,851 (+87.12%) Land $71,420 Building $100,431	$171,851 (+87.12%) Land $71,420 Building $100,431
2022	$1,186.00	$91,842 Land $64,342 Building $27,500	$91,842 Land $64,342 Building $27,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	5 (2008–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20