3810 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 3810 E 7th St, Panama City, FL 32401

Property Summary

Property Type	Mobile Home
Details	2 bd · 2.5 ba · 784 sqft · built 1986
Lot Size	0.496 acres (21,605 sqft)
Owner	2 Individual Names on File
Last Sale	$23,500 (Apr 2014)
Tax Bill	$246 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23067-000-000`

Property Details

APN / Parcel Number

Primary APN	`23067-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Exterior Material	Shingles
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,605 sqft (0.496 acres)
Lot Dimensions	208 ft deep x 104 ft wide
Porch	Unfinished Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3810 E 7TH ST
City	PANAMA CITY
State	FL
Zip	32401-5340
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	11 4S 14W -65- 118C1 BEG 474.02 W OF NE COR OF NE1/4 TH S 208.30 W 104 N 208.16 E 104.70 TO POB ORB 3602 P 1459
Legal Range	14W
Legal Township	04S
Legal Section	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2024
Census Tract	1100

Owner

3810 E 7th St, a mobile home, is owned and occupied by two individuals who acquired it in February 2026.

Source: Bay County records, as of February 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 HILL DR, PANAMA CITY, FL 32404-6419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2014 · Amount on File
Deed Sale	Apr 23, 2014 · Amount on File
Prior Sale	Feb 25, 2003 · Amount on File
Deed Document Number	201421553
Deed Book / Page	3602 / 1459
Last Transfer Date	Feb 12, 2026
Transfer Doc	0050011582
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Feb 13, 2026
Property Address	3810 E 7TH ST, PANAMA CITY, FL 32401-5340
Document Number	0050011582
Book / Page	5001 / 1582
Instrument Date	Feb 12, 2026
Instrument	2026008635
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3810 E 7TH ST, PANAMA CITY, FL 32401-5340

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 HILL DR, PANAMA CITY, FL 32404-6419

Tax Assessment & Valuation

The 2025 property tax bill for 3810 E 7th St was $246 with exemptions applied, down 34.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00 (-34.92%) Homeowner's exemption Widower's exemption	$45,516	$49,402 Land $38,317 Building $11,085
2024	$378.00 (-43.33%)
2023	$667.00 (+14.02%)	$33,067 (+14.76%) Land $24,793 Building $8,274	$33,067 (+14.76%) Land $24,793 Building $8,274
2022	$585.00	$28,814 Land $21,412 Building $7,402	$28,814 Land $21,412 Building $7,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3810 E 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1991–2021)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3810 E 7th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20