Bay County property record for 5500 E 7th St, Panama City, FL 32404
| Property Type | Grocery, Supermarket |
|---|---|
| Details | 9 bd · 5 ba · 18,704 sqft · built 2023 |
| Lot Size | 2.51 acres (109,509 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,750,000 (Apr 2023) |
| Tax Bill | $27,646 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Sep 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24358-000-000 |
| Primary APN | 24358-000-000 |
|---|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 18,704 sqft Gross Area |
| 1st Floor Area | 18,704 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 109,509 sqft (2.51 acres) |
| Lot Dimensions | 209 ft deep x 157 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
| Porch Area | 506 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5500 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-6098 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Grocery, Supermarket |
| Local Zoning Code | CLWY04 |
| Legal Description | 12 4S 14W -48- 118D1 COM AT THE INTERSECTION OF THE S R/W LINE OF E 7TH ST & W R/W LINE OF TYNDALL PKWY TH RUN W 241.69 FOR POB TH RUN S 248.5 7 E 28 N 140.85 E 68.59 TH S 140.85 TO THE NLY R/W LINE OF MC CALL DR TRH RUN W ALONG MC CALL DR 446.97 TO |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 12 |
| Legal Subdivision | ST AND BAY DEV CO |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 803 |
Source: Bay County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 101 W 55TH ST, NEW YORK, NY 10019-5343 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Nov 10, 2022 | Lease, Transfer FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS LL |
| Sep 3, 2021 | Warranty Deed, Transfer FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS LL |
| Sep 3, 2021 | Correction Deed FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS LL |
| Sep 5, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Dec 12, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Sep 3, 2021 · Amount on Record |
| Deed Document Number | 202323647 |
| Deed Book / Page | 4679 / 1233 |
| Prior Transfer Date | May 1, 2012 |
| Prior Transfer Doc | 0000023111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Lease |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 10, 2022 |
| Property Address | 5500 E 7TH ST, PANAMA CITY, FL 32404-6098 |
| Document Number | 0046300239 |
| Book / Page | 4630 / 239 |
| Map Reference | MB 3788 PG 398 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022082023 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 3, 2021 |
| Property Address | 5500 E 7TH ST, PANAMA CITY, FL 32404-6098 |
| Document Number | 0044561321 |
| Book / Page | 4456 / 1321 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021068177 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1404 FLOWER AVE, PANAMA CITY, FL 32401-1718 |
| Name | Verified Name |
|---|---|
| Address | 3841 GREEN HILLS VILLAGE DR STE 400, 400, NASHVILLE, TN 37215-2691 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 3, 2021 |
| Property Address | 5500 E 7TH ST, PANAMA CITY, FL 32404-6098 |
| Document Number | 0044561313 |
| Book / Page | 4456 / 1313 |
| Instrument Date | Jul 10, 2021 |
| Instrument | 2021068175 |
| Record Updated | Jan 15, 2024 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1404 FLOWER AVE, PANAMA CITY, FL 32401-1718 |
| Name | Verified Name |
|---|---|
| Address | 1404 FLOWER AVE, PANAMA CITY, FL 32401-1718 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 5, 2019 |
| Property Address | 5500 E 7TH ST, PANAMA CITY, FL 32404-6098 |
| Document Number | 0041641097 |
| Book / Page | 004164 / 001097 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 78924 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 FLOWER AVE PANAMA CITY FL 324011718, PANAMA CITY, FL 32401-1718 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 12, 2018 |
| Property Address | 5500 E 7TH ST, PANAMA CITY, FL 32404-6098 |
| Document Number | 0040682274 |
| Book / Page | 004068 / 002274 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 74746 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1404 FLOWER AVE PANAMA CITY FL 324011718, PANAMA CITY, FL 32401-1718 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,646.00 (-0.18%) | $2,018,871 (+130.4%) Land $876,264 Building $1,142,607 | $2,018,871 (+130.4%) Land $876,264 Building $1,142,607 |
| 2024 | $27,696.00 (+303.61%) | ||
| 2023 | $6,862.00 (+9.79%) | $876,264 (+81.08%) Land $876,264 | $876,264 (+81.08%) Land $876,264 |
| 2022 | $6,250.00 | $483,904 Land $222,470 Building $261,434 | $483,904 Land $222,470 Building $261,434 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 5 (2008–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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