510 Rose St, Petoskey, MI 49770 Property Records

Emmet County property record for 510 Rose St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.045 acres (1,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Sep 2020)
Tax Bill	$3,575 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-102-002`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-102-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,504 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Lot Area	1,962 sqft (0.045 acres)

Location & Zoning

Street Address	510 ROSE ST
City	PETOSKEY
State	MI
Zip	49770-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	FRANCIS PETOSKEY'S ADDITION E 33 FT OF LOT 6 BLK 3 EXC THE S 8' THEREOF SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	FRANCIS PETOSKEYS ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1073
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12129 NE 51ST CIR, OXFORD, FL 34484-2467
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE
Aug 22, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Apr 1, 1993 · Amount on Record
Deed Document Number	20205177723
Deed Book / Page	1224 / 777
Last Transfer Date	Jul 10, 2024
Transfer Doc	001260/872
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Sep 9, 2020
Property Address	510 ROSE ST, PETOSKEY, MI 49770-2532
Document Number	1224/777
Book / Page	1224 / 777
Instrument Date	Aug 28, 2020
Instrument	5177723
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12129 NE 51ST CIR, OXFORD, FL 34484-2467

Mortgage

Document Number	0000001224/0000000778
Date	Sep 9, 2020
Book Page	0000001224/0000000778
Instrument	5177724

Lender

Name	AMERICAN PORTFOLIO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 22, 2019
Property Address	510 ROSE ST, PETOSKEY, MI 49770-2532
Document Number	1214/545
Book / Page	1214 / 545
Instrument Date	Jul 19, 2019
Instrument	5167464
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 ROSE ST, PETOSKEY, MI 49770-2532

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Dec 18, 2017
Property Address	510 ROSE ST, PETOSKEY, MI 49770-2532
Document Number	1200/0149
Book / Page	1200 / 0149
Instrument Date	Nov 11, 2017
Instrument	5153031
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 ROSE ST, 510, PETOSKEY, MI 49770-2532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 ROSE ST, PETOSKEY, MI 49770-2532

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,100 (+29.13%) Land $136,100	$272,200 (+29.13%) Land $272,200
2025		$105,400 (+28.38%) Land $105,400	$210,800 (+28.38%) Land $210,800
2024	$3,575.00
2023		$82,100 Land $82,100	$164,200 Land $164,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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