Emmet County property record for 402 Rose St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 3,018 sqft · built 1947 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,625 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-101-001 |
| Primary APN | 52-19-05-101-001 |
|---|
| Building Area | 3,018 sqft Building Perimeter |
|---|
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Fire Resistance | Fireproof Steel Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 402 ROSE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2427 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP B-2A |
| Legal Description | SHAW & MC MILLAN'S ADDITION LOT 6 BLK 5. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | SHAW & MCMILLANS ADD |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 970700 |
402 Rose St, a commercial property, is owned by a company that acquired it in February 2024.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 121 KERCHEVAL AVE, GROSSE POINTE FARMS, MI 48236-3618 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2024 |
| Deed Sale | Feb 13, 2024 |
| Prior Sale | Apr 27, 2006 |
| Deed Document Number | 20245210603 |
| Deed Book / Page | 1257 / 595 |
| Prior Transfer Date | Dec 30, 2014 |
| Prior Transfer Doc | 1172/699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Feb 13, 2024 |
| Property Address | 402 ROSE ST, PETOSKEY, MI 49770-2427 |
| Document Number | 001257/595 |
| Book / Page | 1257 / 595 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 5210603 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | L2 TITLE GROUP, AL TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 KERCHEVAL AVE, GROSSE POINTE FARMS, MI 48236-3618 |
| Document Number | 0005210604 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 5210604 |
| Name | SOUTHERN MICHIGAN BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,000 (+17.96%) Land $57,000 Building $341,000 | $796,000 (+17.96%) Land $114,000 Building $682,000 | |
| 2025 | $337,400 Land $337,400 | $674,800 Land $674,800 | |
| 2024 | $10,625.00 | ||
| 2023 | $279,800 Land $279,800 | $559,600 Land $559,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Rose St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 402 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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