Emmet County property record for 619 Rose St, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 48,839 sqft (1.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $950,000 (2022) |
| Tax Bill | $16,135.00 (2024) |
| Primary APN | 52-16-32-300-016 |
|---|
| Lot Area | 48,839 sqft (1.12 acres) |
|---|
| Street Address | 619 ROSE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2533 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF GOV?T LOT 4 OF SECTION 32, BEG 1049 FT E & 168 FT N OF SW COR OF SD SEC, TH N 100 FT, TH E 275 FT, TH S 240 FT TO N LN |
| Legal Range | 05W |
| Legal Township | 35N |
| Legal Section | 32 |
| Legal Lot Number | 4 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | PETOSKEY |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 970700 |
Source: Emmet County records · APN 52-16-32-300-016
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 619 ROSE ST, PETOSKEY, MI 49770-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Dec 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS |
| Aug 11, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CHEMICAL BANK |
| Aug 30, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2022 · Amount on Record |
| Deed Sale | Dec 06, 2022 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Doc Number | 20225201886 |
| Deed Book / Page | 1248 / 916 |
| Last Transfer Date | May 16, 2024 |
| Transfer Doc | 001259/678 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 619 ROSE ST, PETOSKEY, MI 49770-2533 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 619 ROSE ST, PETOSKEY, MI 49770-2533 |
| Document Number | 0000001252/0000000769 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 0000001252/0000000769 |
| Instrument | 5205759 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 06, 2022 |
| Property Address | 619 ROSE ST, PETOSKEY, MI 49770-2533 |
| Document Number | 001248/916 |
| Book / Page | 1248 / 916 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 5201886 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 SUNSET CT, PETOSKEY, MI 49770-3148 |
| Document Number | 0005201887 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 5201887 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 01, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 619 ROSE ST, PETOSKEY, MI 49770-2533 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 619 ROSE ST, PETOSKEY, MI 49770-2533 |
| Document Number | 0000001237/0000000115 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 0000001237/0000000115 |
| Instrument | 5190076 |
| Name | CASON HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 619 ROSE ST, PETOSKEY, MI 49770-2533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1196/0983 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 1196/0983 |
| Instrument | 5149859 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2027 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Aug 30, 2017 |
| Property Address | 619 ROSE ST, PETOSKEY, MI 49770-2533 |
| Document Number | 1197/0422 |
| Book / Page | 1197 / 0422 |
| Instrument Date | Jan 26, 2016 |
| Instrument | 5150297 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,861.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 619 ROSE ST, 619, PETOSKEY, MI 49770-2533 |
| Name | Verified Name |
|---|---|
| Address | 5548 S SPYGLASS RIDGE DR, SUTTONS BAY, MI 49682-9482 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $689,800 (+27.6%) Land $689,800 | $1,379,600 (+27.6%) Land $1,379,600 | |
| 2025 | $540,600 (+21.35%) Land $540,600 | $1,081,200 (+21.35%) Land $1,081,200 | |
| 2024 | $16,135.00 | ||
| 2023 | $445,500 Land $445,500 | $891,000 Land $891,000 |
619 Rose St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Emmet County (26047C), updated May 31, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures