620 Rose St, Petoskey, MI 49770 Property Records

Emmet County property record for 620 Rose St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.171 acres (7,476 sqft)
Owner	Company Name on Record
Tax Bill	$11,394 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-126-003`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-126-003`

Exterior

Lot Area	7,476 sqft (0.171 acres)

Location & Zoning

Street Address	620 ROSE ST
City	PETOSKEY
State	MI
Zip	49770-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-1
Legal Description	SHAW & MCMILLAN'S 3RD ADD. COM AT NE COR OF OUTLOT 1, TH S 91', W 75', N 91', E TO POB. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	SHAW & MCMILLANS 3RD ADD
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1074
Census Tract	970700

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	620 ROSE ST, PETOSKEY, MI 49770-2534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Nov 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1994
Deed Sale	Oct 1, 1994
Prior Sale	Nov 1, 1989 · Amount on Record
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	620 ROSE ST, PETOSKEY, MI 49770-2534
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WOODVIEW CT, PETOSKEY, MI 49770-3253

Mortgage

Document Number	0000001238/0000000556
Date	Nov 1, 2021
Book Page	0000001238/0000000556
Instrument	5191518

Lender

Name	MERCANTILE BANK OF MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 1, 2021
Property Address	620 ROSE ST, PETOSKEY, MI 49770-2534
Document Number	1238/555
Book / Page	1238 / 555
Instrument Date	Oct 22, 2021
Instrument	5191517
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WOODVIEW CT, PETOSKEY, MI 49770-3253

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,500 (+57.68%) Land $359,500	$719,000 (+57.68%) Land $719,000
2024	$11,394.00
2023		$228,000 Land $228,000	$456,000 Land $456,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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