500 Rose St, Petoskey, MI 49770 Property Records

Emmet County property record for 500 Rose St, Petoskey, MI 49770

Property Summary

Property Type	Residential Vacant Land
Details	6.5 ba · 4,850 sqft · built 2024
Lot Size	0.142 acres (6,188 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Dec 2014)
Tax Bill	$2,354 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-102-001`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-102-001`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	4,850 sqft Building Perimeter
1st Floor Area	1,889 sqft
Basement Area	1,889 sqft
Unfinished Basement	1,889 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	6,188 sqft (0.142 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	500 ROSE ST
City	PETOSKEY
State	MI
Zip	49770-2532
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	COP RM-2
Legal Description	FRANCIS PETOSKEY'S ADDITION LOT 6 BLK 3 LESS E 33 FT THEREOF, ALSO LESS S 8 FT THEREOF SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	FRANCIS PETOSKEYS ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1073
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4008 CALGARY CT, ANN ARBOR, MI 48108-2798
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2014 · Amount on Record
Deed Sale	Dec 23, 2014 · Amount on Record
Prior Sale	Feb 25, 2009
Deed Document Number	20145125284
Deed Book / Page	1172 / 481
Prior Transfer Date	Dec 19, 2014
Prior Transfer Doc	001172/480
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	500 ROSE ST, PETOSKEY, MI 49770-2532
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ROSE ST, PETOSKEY, MI 49770-2532

Mortgage

Document Number	0000001236/0000000931
Date	Sep 9, 2021
Book Page	0000001236/0000000931
Instrument	5189893

Lender

Name	KEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	500 ROSE ST, PETOSKEY, MI 49770-2532
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ROSE ST, PETOSKEY, MI 49770-2532

Mortgage

Document Number	0000001233/0000000846
Date	Jun 4, 2021
Book Page	0000001233/0000000846
Instrument	5186811

Lender

Name	KEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	500 ROSE ST, PETOSKEY, MI 49770-2532
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ROSE ST, PETOSKEY, MI 49770-2532

Mortgage

Document Number	0000001232/0000000619
Date	Apr 29, 2021
Book Page	0000001232/0000000619
Instrument	5185584

Lender

Name	KEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	500 ROSE ST, PETOSKEY, MI 49770-2532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ROSE ST, PETOSKEY, MI 49770-2532

Mortgage

Document Number	0000001217/0000000359
Date	Dec 3, 2019
Book Page	0000001217/0000000359
Instrument	5170279

Lender

Name	FIRST INTERNET BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,300 (+257.05%) Land $732,300	$1,464,600 (+257.05%) Land $1,464,600
2025		$205,100 (+75.9%) Land $205,100	$410,200 (+75.9%) Land $410,200
2024	$2,354.00
2023		$116,600 Land $116,600	$233,200 Land $233,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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