Allen County property record for 510 Elm St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,696 sqft · built 1992 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,854 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3207-01-001.000 |
| Primary APN | 27-3207-01-001.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Family Room | Family Room |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 510 ELM ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OL 19 PT NW 1/4 JOINT TEN |
| Legal Lot Number | 19 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10200 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 510 ELM ST, CAIRO, OH 45820-6508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 1991 |
| Deed Sale | May 31, 1991 |
| Record Updated | Sep 20, 2026 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,854.00 (-0.56%) | $69,130 (-) Land $14,350 Building $54,780 | $197,500 (-) Land $41,000 Building $156,500 |
| 2024 | $2,870.00 (+25.66%) Homeowner's exemption | $69,130 (+40.97%) Land $14,350 Building $54,780 | $197,500 (+40.97%) Land $41,000 Building $156,500 |
| 2023 | $2,284.00 (-0.78%) Homeowner's exemption | $49,040 (-) Land $10,190 Building $38,850 | |
| 2022 | $2,302.00 Homeowner's exemption | $49,040 Land $10,190 Building $38,850 | |
| 2021 | $140,100 Land $29,100 Building $111,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MetaLINK Technologies.
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