Allen County property record for 123 Elm St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 664 sqft · built 1920 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,000 (Nov 1977) |
| Tax Bill | $602 (2025) |
| Deeds & Mortgages | Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3206-01-005.000 |
| Primary APN | 27-3206-01-005.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 664 sqft Living Area |
| Gross Area | 1,468 sqft |
| 1st Floor Area | 664 sqft |
| Basement Area | 544 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,665 sqft (0.153 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 208 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 332 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 123 ELM ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES DOWNINGS ADDITION LOT 80 FF 50.00 |
| Legal Subdivision | JAMES DOWNINGS ADDITION |
| Legal Lot Number | 80 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10200 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 ELM ST, CAIRO, OH 45820-6505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1977 · Amount on Record |
| Deed Sale | Nov 1, 1977 · Amount on Record |
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0000001681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Feb 5, 2021 |
| Property Address | 123 ELM ST, CAIRO, OH 45820-6505 |
| Document Number | 2050001681 |
| Book / Page | 2021 / 1681 |
| Map Reference | MB 1 PG 38 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 202102050001681 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 WALL ST, CAIRO, OH 45820-6531 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602.00 (-0.66%) | $13,930 (-) Land $3,360 Building $10,570 | $39,800 (-) Land $9,600 Building $30,200 |
| 2024 | $606.00 (+20.96%) | $13,930 (+41.13%) Land $3,360 Building $10,570 | $39,800 (+41.13%) Land $9,600 Building $30,200 |
| 2023 | $501.00 (+0.2%) | $9,870 (-) Land $2,380 Building $7,490 | |
| 2022 | $500.00 | $9,870 Land $2,380 Building $7,490 | |
| 2021 | $28,200 Land $6,800 Building $21,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MetaLINK Technologies.
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