Allen County property record for 137 Elm St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 930 sqft · built 1920 |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (May 2007) |
| Tax Bill | $2,000 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3206-01-007.000 |
| Primary APN | 27-3206-01-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| Gross Area | 1,630 sqft |
| 1st Floor Area | 700 sqft |
| Upper Floors Area | 230 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,380 sqft (0.399 acres) |
| Lot Dimensions | 174 ft deep x 100 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Canopy | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 137 ELM ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES DOWNINGS ADDITION LOTS 77& 78 FF 100.00 |
| Legal Subdivision | JAMES DOWNINGS ADDITION |
| Legal Lot Number | 77 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10200 |
137 Elm St is owned and occupied by two individuals who acquired it in August 2024.
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 137 ELM ST, CAIRO, OH 45820-6505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2007 · Amount on File |
| Deed Sale | May 23, 2007 · Amount on File |
| Prior Sale | Jan 18, 2007 · Amount on File |
| Deed Document Number | 20077637 |
| Deed Book / Page | 2007 / 7637 |
| Last Transfer Date | Aug 2, 2024 |
| Transfer Doc | 0000007027 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 137 Elm St was $2,000.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000.00 | $25,940 Land $5,570 Building $20,370 | $74,100 Land $15,900 Building $58,200 |
| 2023 | $1,764.00 (-0.23%) | $18,420 (-) Land $3,960 Building $14,460 | |
| 2022 | $1,768.00 | $18,420 Land $3,960 Building $14,460 | |
| 2021 | $52,600 Land $11,300 Building $41,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 137 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MetaLINK Technologies.
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