119 Elm St, Cairo, OH 45820 Property Records

Allen County property record for 119 Elm St, Cairo, OH 45820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,119 sqft · built 1920
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Dec 2021)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3206-01-004.000`

Property Details

APN / Parcel Number

Primary APN	`27-3206-01-004.000`
Alternative APN	`B1027320601004000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
Gross Area	1,631 sqft
1st Floor Area	1,004 sqft
Upper Floors Area	115 sqft
Basement Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	119 ELM ST
City	CAIRO
State	OH
Zip	45820-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES DOWNINGS ADDITION LOT 81 FF 50.00
Legal Subdivision	JAMES DOWNINGS ADDITION
Legal Lot Number	81
Jurisdiction	ALLEN OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1022
Census Tract	10200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	119 ELM ST, CAIRO, OH 45820-6505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CU INC
May 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	202117477
Deed Book / Page	2021 / 17477
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	5010004063
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 17, 2021
Property Address	119 ELM ST, CAIRO, OH 45820-6505
Document Number	12170017477
Book / Page	2021 / 17477
Map Reference	MB 1 PG 38
Instrument Date	Dec 17, 2021
Instrument	202112170017477
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 ELM ST, CAIRO, OH 45820-6505

Mortgage

Document Number	12170017478
Date	Dec 17, 2021
Instrument	202112170017478

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	May 1, 2019
Property Address	119 ELM ST, CAIRO, OH 45820-6505
Document Number	0000004063
Instrument Date	Apr 29, 2019
Instrument	4063
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 ELM ST CAIRO OH 45820, CAIRO, OH 45820

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 17, 2017
Property Address	119 ELM ST, CAIRO, OH 45820-6505
Document Number	0000004010
Instrument Date	Apr 4, 2017
Instrument	4010
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5142 PHEASANT ST LIMA OH 458071449, LIMA, OH 45807-1449

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Monroe Township
Municipality	Cairo Village
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00 (+1.53%)	$18,420 (-) Land $3,260 Building $15,160	$52,600 (-) Land $9,300 Building $43,300
2024	$1,638.00 (+9.49%) Homeowner's exemption	$18,420 (+41.04%) Land $3,260 Building $15,160	$52,600 (+41.02%) Land $9,300 Building $43,300
2023	$1,496.00 (+16.78%) Homeowner's exemption	$13,060 (-) Land $2,310 Building $10,750
2022	$1,281.00 Homeowner's exemption	$13,060 Land $2,310 Building $10,750
2021			$37,300 Land $6,600 Building $30,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures