Allen County property record for 127 Elm St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,090 sqft · built 1979 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,000 (Feb 1991) |
| Tax Bill | $1,583 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3206-01-006.000 |
| Primary APN | 27-3206-01-006.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,090 sqft Living Area |
| 1st Floor Area | 2,090 sqft |
| Family Room | Family Room |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,144 sqft (0.164 acres) |
| Lot Dimensions | 143 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 78 sqft |
| Canopy | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 127 ELM ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES DOWNINGS ADDITION LOT 79 FF 50.00 |
| Legal Subdivision | JAMES DOWNINGS ADDITION |
| Legal Lot Number | 79 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10200 |
127 Elm St is owned by an individual who acquired it in August 2022.
Source: Allen County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 624 HARRISON AVE, LIMA, OH 45804-1438 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 1991 · Amount on File |
| Deed Sale | Feb 22, 1991 · Amount on File |
| Last Transfer Date | Aug 18, 2022 |
| Transfer Doc | 0000009809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 18, 2022 |
| Property Address | 127 ELM ST, CAIRO, OH 45820-6505 |
| Document Number | 8180009809 |
| Book / Page | 2022 / 9809 |
| Map Reference | MB 1 PG 38 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 202208180009809 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 624 HARRISON AVE, LIMA, OH 45804-1438 |
The 2025 property tax bill for 127 Elm St was $1,583, down 3.5% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,583.00 (-3.53%) | $8,330 (-) Land $3,500 Building $4,830 | $23,800 (-) Land $10,000 Building $13,800 |
| 2024 | $1,641.00 (+27.41%) | $8,330 (+40.71%) Land $3,500 Building $4,830 | $23,800 Land $10,000 Building $13,800 |
| 2023 | $1,288.00 (+311.5%) | $5,920 (-) Land $2,490 Building $3,430 | |
| 2022 | $313.00 | $5,920 Land $2,490 Building $3,430 | |
| 2021 | $16,900 Land $7,100 Building $9,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 127 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MetaLINK Technologies.
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