51 Ruppert Ct, Franklin, OH 45005 Property Records

Warren County property record for 51 Ruppert Ct, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,084 sqft · built 2015
Lot Size	1 acres (46,659 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (May 2023)
Tax Bill	$8,960 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-127-005-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-127-005-0`
Alternative APNs	`0426127005` `426127005` `2138661`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	5,084 sqft Living Area
Gross Area	5,672 sqft
1st Floor Area	1,226 sqft
2nd Floor Area	1,079 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	46,659 sqft (1 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2138661
Street Address	51 RUPPERT CT
City	FRANKLIN
State	OH
Zip	45005-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 4 LOT 97
Legal Range	5
Legal Township	2
Legal Section	26
Legal Subdivision	HARPLAND ESTATES 4
Legal Block	661
Legal Lot Number	97
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	32501

Owner

Source: Warren County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 RUPPERT CT, FRANKLIN, OH 45005-1151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 5, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Feb 27, 2019	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Sep 13, 2018	Quit Claim Deed, Transfer TERRA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	20239776
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	2018026341
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 19, 2023
Property Address	51 RUPPERT CT, FRANKLIN, OH 45005-1151
Document Number	0000009776
Map Reference	MB 39 PG 69&70
Instrument Date	May 17, 2023
Instrument	2023-009776
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 RUPPERT CT, FRANKLIN, OH 45005-1151

Mortgage

Document Number	0000009777
Date	May 19, 2023
Instrument	2023-009777

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	51 RUPPERT CT, FRANKLIN, OH 45005-1151
Document Number	0000001884
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 RUPPERT CT FRANKLIN OH 450051151, FRANKLIN, OH 45005-1151

Mortgage

Document Number	0000001884
Date	Jan 13, 2021
Instrument	1884

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	51 RUPPERT CT, FRANKLIN, OH 45005-1151
Document Number	0000038835
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 RUPPERT CT FRANKLIN OH 450051151, FRANKLIN, OH 45005-1151

Mortgage

Document Number	0000038835
Date	Dec 17, 2019
Instrument	38835

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2039

February 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Feb 27, 2019
Property Address	51 RUPPERT CT, FRANKLIN, OH 45005-1151
Document Number	0000004873
Map Reference	MB 39 PG 69&70
Instrument Date	Feb 26, 2019
Instrument	2019-004873
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	51 RUPPERT CT, FRANKLIN, OH 45005-1151

Mortgage

Document Number	0000004874
Date	Feb 27, 2019
Instrument	2019-004874

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Sep 13, 2018
Property Address	51 RUPPERT CT, FRANKLIN, OH 45005-1151
Document Number	0000026341
Instrument Date	Sep 12, 2018
Instrument	26341
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	TERRA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 RUPPERT CT FRANKLIN OH 450051151, FRANKLIN, OH 45005-1151

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,960.00 (+25.9%)	$174,690 (+28.73%) Land $24,500 Building $150,190	$499,120 (+28.73%) Land $70,000 Building $429,120
2023	$7,117.00 (+3.31%) Homeowner's exemption	$135,706 (-) Land $13,843 Building $121,863
2022	$6,889.00 Homeowner's exemption	$135,706 Land $13,843 Building $121,863	$387,730 (-) Land $39,550 Building $348,180
2021			$387,730 Land $39,550 Building $348,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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