51 Pine Dr, Homosassa, FL 34446 Property Records

Citrus County property record for 51 Pine Dr, Homosassa, FL 34446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,328 sqft · built 1989
Lot Size	0.275 acres (12,001 sqft)
Owner	2 Trust Names on File
Last Sale	$275,000 (Jun 2021)
Tax Bill	$62 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18E-20S-13-0010-01170-029.0`

Property Details

APN / Parcel Number

Primary APN	`18E-20S-13-0010-01170-029.0`
Alternative APNs	`1320S18E0010011700290` `1561477`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	2,238 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Hip
Roof Material	Metal
Lot Area	12,001 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 112 ft wide
Garage Area	484 sqft
Parking Spaces	10 Parking Spaces
Pool Area	448 sqft
Porch	Open Porch
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1561477
Old Parcel Number	1320S18E0010011700290
Street Address	51 PINE DR
City	HOMOSASSA
State	FL
Zip	34446-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	SUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 29 BLK 117
Legal Range	18E
Legal Township	20S
Legal Section	19
Legal Subdivision	SUGARMILL WOODS (CYPRESS VILLA
Legal Block	117
Legal Lot Number	29
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	3
Census Block	3006
Census Tract	451606

Owner

51 Pine Dr is owner-occupied and held in a trust since June 2021.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	51 PINE DR, HOMOSASSA, FL 34446-4621
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Sep 8, 2008
Deed Document Number	2021044975
Deed Book / Page	3180 / 2148
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 30, 2021
Property Address	51 PINE DR, HOMOSASSA, FL 34446-4621
Document Number	0031802148
Book / Page	3180 / 2148
Map Reference	MB 9 PG 87-A
Instrument Date	Jun 29, 2021
Instrument	2021044975
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12433 JONES GAP RD, SODDY DAISY, TN 37379-8405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	51 PINE DR, HOMOSASSA, FL 34446-4621

Mortgage

Document Number	0031802150
Date	Jun 30, 2021
Instrument	3180/2150

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	51 PINE DR, HOMOSASSA, FL 34446-4621
Document Number	0030161238
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 PINE DR HOMOSASSA FL 344464621, HOMOSASSA, FL 34446-4621

Mortgage

Document Number	0030161238
Date	Nov 5, 2019
Book Page	003016/001238
Instrument	58167

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 51 Pine Dr was $62 with exemptions applied.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 Homeowner's exemption Additional exemption filed	$316,994 (-5.54%) Land $22,000 Building $294,994	$316,994 (-5.54%) Land $22,000 Building $294,994
2024	$62.00 Homeowner's exemption Additional exemption filed	$335,591 (+3.64%) Land $18,870 Building $316,721	$335,591 (+3.64%) Land $18,870 Building $316,721
2023	$62.00 (-59.21%) Homeowner's exemption Additional exemption filed	$323,802 (+19.35%) Land $18,800 Building $305,002	$323,802 (+19.35%) Land $18,800 Building $305,002
2022	$152.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$271,299 Land $14,000 Building $257,299	$271,299 Land $14,000 Building $257,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Pine Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures