Hamilton County property record for 51 Central Ter, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,319 sqft · built 1926 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $10,083 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0053-00 |
| Primary APN | 592-0004-0053-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,319 sqft Living Area |
| Gross Area | 3,218 sqft |
| 1st Floor Area | 1,331 sqft |
| 2nd Floor Area | 988 sqft |
| Basement Area | 899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,767 sqft (0.339 acres) |
| Lot Dimensions | 250 ft deep x 59 ft wide |
| Garage Type | Detached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 51 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 51 CENTRAL TER 59 X 250 LOT 5 PT LOT 1 CENTRAL TER SUB |
| Legal Subdivision | CENTRAL TER SUB |
| Legal Lot Number | 5,1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 51 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 25, 2013 |
| Transfer Doc | 0000000043 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 51 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 51 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Document Number | 0000094351 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 14767/75 |
| Instrument | 2022-0094351 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 475 Months |
| Due | May 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,083.00 (+2.4%) | $165,641 (-) Land $31,738 Building $133,903 | $473,260 (-) Land $90,680 Building $382,580 |
| 2024 | $9,847.00 (+52.08%) | $165,641 (+40.23%) Land $31,738 Building $133,903 | |
| 2023 | $6,475.00 (+9.47%) | $118,118 (+35.38%) Land $31,738 Building $86,380 | $473,260 (+89.85%) Land $90,680 Building $382,580 |
| 2022 | $5,915.00 Homeowner's exemption | $87,248 Land $21,966 Building $65,282 | |
| 2020 | $249,280 Land $62,760 Building $186,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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