Hamilton County property record for 48 Central Ter, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,743 sqft · built 1940 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,919 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0167-00 |
| Primary APN | 592-0004-0167-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,743 sqft Living Area |
| Gross Area | 4,188 sqft |
| 1st Floor Area | 1,445 sqft |
| 2nd Floor Area | 1,298 sqft |
| Basement Area | 1,445 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 232 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 143 sqft |
| Patio Area | 411 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 48 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL TERRACE 60 X 232.65 PT LOT 25 S S CARPENTER 3RD |
| Legal Subdivision | CARPENTERS |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Dec 3, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Oct 16, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Oct 9, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2020 |
| Transfer Doc | 0000107416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 48 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000020915 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 14357/2533 |
| Instrument | 2021-0020915 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 167 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 48 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005550 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 17-0005550 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 48 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 48 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Document Number | 0200126536 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 14307/506 |
| Instrument | 2020-0126536 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Oct 25, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 16, 2020 |
| Property Address | 48 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Document Number | 0000107416 |
| Book / Page | 014276 / 000371 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 107416 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 CENTRAL TER CINCINNATI OH 452152628, CINCINNATI, OH 45215-2628 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 9, 2020 |
| Property Address | 48 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Document Number | 0000104850 |
| Book / Page | 014271 / 002342 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 104850 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 CENTRAL TER CINCINNATI OH 452152628, CINCINNATI, OH 45215-2628 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,919.00 (+2.45%) | $130,152 (+%) Land $31,973 Building $98,179 | $371,860 (-) Land $91,350 Building $280,510 |
| 2024 | $7,730.00 (+8.46%) | $130,150 (-) Land $31,972 Building $98,178 | |
| 2023 | $7,127.00 (+3.39%) | $130,150 (+27.88%) Land $31,972 Building $98,178 | $371,860 (+27.88%) Land $91,350 Building $280,510 |
| 2022 | $6,893.00 Homeowner's exemption | $101,773 Land $22,127 Building $79,646 | |
| 2020 | $290,780 Land $63,220 Building $227,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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