Hamilton County property record for 59 Central Ter, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,460 sqft · built 1926 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,000 (Sep 2019) |
| Tax Bill | $9,325 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0055-00 |
| Primary APN | 592-0004-0055-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 1,248 sqft |
| 2nd Floor Area | 1,212 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,680 sqft (0.337 acres) |
| Lot Dimensions | 250 ft deep x 59 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 59 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 59 CENTRAL TER 59 X 250 LOT 7 PT 1 CENTRAL TER SUB |
| Legal Subdivision | CENTRAL TER SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 59 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Sep 10, 2019 | Deed, Transfer · VA Mortgage CHEMICAL BANK |
| Jan 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Aug 30, 2005 · Amount on Record |
| Deed Document Number | 201976726 |
| Deed Book / Page | 13998 / 99 |
| Prior Transfer Date | Jan 5, 2018 |
| Prior Transfer Doc | 0000003402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 59 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000111289 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 14502/2120 |
| Instrument | 2021-0111289 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 10, 2019 |
| Property Address | 59 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Document Number | 0000076726 |
| Book / Page | 13998 / 00099 |
| Map Reference | MB 25 PG 75 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019-0076726 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,508.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 59 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Document Number | 0000076728 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019-0076728 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 11, 2018 |
| Property Address | 59 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Document Number | 0000003402 |
| Book / Page | 013582 / 002154 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 3402 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 59 CENTRAL TER CINCINNATI OH 452152627, CINCINNATI, OH 45215-2627 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,325.00 (+2.38%) | $153,181 (-) Land $31,738 Building $121,443 | $437,660 (-) Land $90,680 Building $346,980 |
| 2024 | $9,108.00 (+8.49%) | $153,181 (-) Land $31,738 Building $121,443 | |
| 2023 | $8,395.00 (-7.33%) | $153,181 (+14.57%) Land $31,738 Building $121,443 | $437,660 (+14.57%) Land $90,680 Building $346,980 |
| 2022 | $9,059.00 Homeowner's exemption | $133,700 Land $21,966 Building $111,734 | |
| 2020 | $382,000 Land $62,760 Building $319,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures