509 Lindsey Dr, Lakeland, FL 33809 Property Records

Polk County property record for 509 Lindsey Dr, Lakeland, FL 33809

Property Summary

Property TypeMobile Home
Details1,560 sqft · built 2003
Lot Size0.259 acres (11,299 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2024)
Tax Bill$1,929 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-27-12-000891-005690

Property Details

APN / Parcel Number

Primary APN23-27-12-000891-005690
Alternative APNs
  • 122723000891005690
  • 22723000

Interior

Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleMobile Home
Lot Area11,299 sqft (0.259 acres)
Lot Dimensions113 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address509 LINDSEY DR
CityLAKELAND
StateFL
Zip33809-7238
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionWILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK E LOT 69
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionWILDER TRACE PHASE 01
Legal Phase1
Legal Tract891
Legal BlockE
Legal Lot Number69
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2000
Census Tract12203

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address509 LINDSEY DR, LAKELAND, FL 33809-7238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Feb 2, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERICAN LIBERTY MORTGAGE INC
Dec 14, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleSep 19, 2008 · Amount on Record
Deed Document Number202448059
Deed Book / Page13023 / 2023
Prior Transfer DateNov 25, 2020
Prior Transfer Doc0000268934
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 29, 2024
Property Address509 LINDSEY DR, LAKELAND, FL 33809-7238
Document Number0000048059
Book / Page13023 / 2023
Map ReferenceMB 109 PG 32&33
Instrument DateFeb 16, 2024
Instrument2024048059
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyUNITED TTL GROUP OF LAKELAND

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address855 HOLIDAY LN, BARTOW, FL 33830-6216

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 LINDSEY DR, LAKELAND, FL 33809-7238

Mortgage

Document Number0130232025
DateFeb 29, 2024
Instrument13023/2025
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Mortgage

Document Number0000048061
DateFeb 29, 2024
Book Page13023/2042
Instrument2024048061
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2034

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address509 LINDSEY DR, LAKELAND, FL 33809-7238
Transaction TypeMortgage
Record UpdatedFeb 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 LINDSEY D, LAKELAND, FL 33809-7238

Mortgage

Document Number0000025997
DateFeb 2, 2021
Book Page11561/1586
Instrument2021025997
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
AddressDENVER, CO 80211
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 14, 2020
Property Address509 LINDSEY DR, LAKELAND, FL 33809-7238
Document Number0114931442
Book / Page011493 / 001442
Instrument DateNov 25, 2020
Instrument268934
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 LINDSEY DR LAKELAND FL 33809, LAKELAND, FL 33809

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,143 (-17.03%) Land $29,000 Building $128,143$157,143 (-17.03%) Land $29,000 Building $128,143
2025$1,929.00 (+128.83%) Homeowner's exemption$189,402 (+229.39%) Land $29,000 Building $160,402$189,402 (+29.9%) Land $29,000 Building $160,402
2023$843.00 (+4.33%) Homeowner's exemption$57,501 (+3%)$145,805 (+6.14%) Land $28,000 Building $117,805
2022$808.00 Homeowner's exemption$55,826$137,372 Land $23,000 Building $114,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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