Polk County property record for 509 Lindsey Dr, Lakeland, FL 33809
| Property Type | Mobile Home |
|---|---|
| Details | 1,560 sqft · built 2003 |
| Lot Size | 0.259 acres (11,299 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Feb 2024) |
| Tax Bill | $1,929 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000891-005690 |
| Primary APN | 23-27-12-000891-005690 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,560 sqft Living Area |
|---|---|
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Lot Area | 11,299 sqft (0.259 acres) |
| Lot Dimensions | 113 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 509 LINDSEY DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-7238 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK E LOT 69 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER TRACE PHASE 01 |
| Legal Phase | 1 |
| Legal Tract | 891 |
| Legal Block | E |
| Legal Lot Number | 69 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 LINDSEY DR, LAKELAND, FL 33809-7238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2024 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN LIBERTY MORTGAGE INC |
| Dec 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on Record |
| Deed Sale | Feb 29, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2008 · Amount on Record |
| Deed Document Number | 202448059 |
| Deed Book / Page | 13023 / 2023 |
| Prior Transfer Date | Nov 25, 2020 |
| Prior Transfer Doc | 0000268934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 29, 2024 |
| Property Address | 509 LINDSEY DR, LAKELAND, FL 33809-7238 |
| Document Number | 0000048059 |
| Book / Page | 13023 / 2023 |
| Map Reference | MB 109 PG 32&33 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024048059 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | UNITED TTL GROUP OF LAKELAND |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 855 HOLIDAY LN, BARTOW, FL 33830-6216 |
| Name | Verified Name |
|---|---|
| Address | 509 LINDSEY DR, LAKELAND, FL 33809-7238 |
| Document Number | 0130232025 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 13023/2025 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0000048061 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 13023/2042 |
| Instrument | 2024048061 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 509 LINDSEY DR, LAKELAND, FL 33809-7238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 509 LINDSEY D, LAKELAND, FL 33809-7238 |
| Document Number | 0000025997 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 11561/1586 |
| Instrument | 2021025997 |
| Name | AMERICAN LIBERTY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 509 LINDSEY DR, LAKELAND, FL 33809-7238 |
| Document Number | 0114931442 |
| Book / Page | 011493 / 001442 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 268934 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 LINDSEY DR LAKELAND FL 33809, LAKELAND, FL 33809 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,143 (-17.03%) Land $29,000 Building $128,143 | $157,143 (-17.03%) Land $29,000 Building $128,143 | |
| 2025 | $1,929.00 (+128.83%) Homeowner's exemption | $189,402 (+229.39%) Land $29,000 Building $160,402 | $189,402 (+29.9%) Land $29,000 Building $160,402 |
| 2023 | $843.00 (+4.33%) Homeowner's exemption | $57,501 (+3%) | $145,805 (+6.14%) Land $28,000 Building $117,805 |
| 2022 | $808.00 Homeowner's exemption | $55,826 | $137,372 Land $23,000 Building $114,372 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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