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525 Lindsey Dr, Lakeland, FL 33809 Property Records

Polk County property record for 525 Lindsey Dr, Lakeland, FL 33809

Property Summary

Property TypeMobile Home
Details1,740 sqft · built 2002
Lot Size0.259 acres (11,299 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Sep 2024)
Tax Bill$2,606 (2025)
Deeds & MortgagesApr 2023 Mortgage
Feb 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-27-12-000891-005710

Property Details

APN / Parcel Number

Primary APN23-27-12-000891-005710
Alternative APNs
  • 122723000891005710
  • 22723000

Interior

Building Area1,740 sqft Living Area
1st Floor Area1,740 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Lot Area11,299 sqft (0.259 acres)
Lot Dimensions113 ft deep x 100 ft wide
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
PorchPorch
Shed1 Shed

Location & Zoning

Street Address525 LINDSEY DR
CityLAKELAND
StateFL
Zip33809-7238
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionWILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK E LOT 71
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionWILDER TRACE PHASE 01
Legal Phase1
Legal Tract891
Legal BlockE
Legal Lot Number71
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2000
Census Tract12203

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address525 LINDSEY DR, LAKELAND, FL 33809-7238
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 2, 2023Quit Claim Deed, Transfer
Quitclaim
Nov 10, 2020Warranty Deed, Transfer · FHA Mortgage
COMMERCE HM MTG
Jul 23, 2018Warranty Deed, Transfer
EQUITY TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2024 · Amount on Record
Deed SaleSep 25, 2024 · Amount on Record
Prior SaleNov 10, 2020 · Amount on Record
Deed Document Number2024221323
Deed Book / Page13278 / 6
Prior Transfer DateFeb 2, 2023
Prior Transfer Doc0000026248
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address525 LINDSEY DR, LAKELAND, FL 33809-7238
Transaction TypeMortgage
Record UpdatedMay 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 LINDSEY DR, LAKELAND, FL 33809-7238

Mortgage

Document Number0000091115
DateApr 20, 2023
Book Page12659/1637
Instrument2023091115
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueNov 1, 2050

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateFeb 2, 2023
Property Address525 LINDSEY DR, LAKELAND, FL 33809-7238
Document Number0000026248
Book / Page12570 / 2281
Map ReferenceMB 109 PG 32833
Instrument DateFeb 2, 2023
Instrument2023026248
Transaction TypeTransfer
Record UpdatedFeb 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12720 HS 92 #12031203, 12031203, LAKELAND, FL 33809

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 LINDSEY DR, LAKELAND, FL 33809-7238

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 10, 2020
Property Address525 LINDSEY DR, LAKELAND, FL 33809-7238
Document Number0114501911
Book / Page011450 / 001911
Instrument DateSep 25, 2020
Instrument240896
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address525 LINDSEY DR LAKELAND FL 338097238, LAKELAND, FL 33809-7238

Mortgage

Document Number114501913
DateNov 10, 2020
Book Page011450/001913
Instrument240897
Lender
NameCOMMERCE HM MTG
AddressIRVINE, CA 92606
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 9, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 23, 2018
Property Address525 LINDSEY DR, LAKELAND, FL 33809-7238
Document Number0105571363
Book / Page010557 / 001363
Instrument DateJul 20, 2018
Instrument156693
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$343.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 LINDSEY DR LAKELAND FL 338097238, LAKELAND, FL 33809-7238

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,024 (-14.67%) Land $29,000 Building $143,024$172,024 (-14.67%) Land $29,000 Building $143,024
2025$2,606.00 (+63.08%)$201,607 (+79.8%) Land $29,000 Building $172,607$201,607 (+30.86%) Land $29,000 Building $172,607
2024$1,598.00 (+12.22%)
2023$1,424.00 (+4.4%) Homeowner's exemption$112,126 (+3%)$154,064 (+5.98%) Land $28,000 Building $126,064
2022$1,364.00 Homeowner's exemption$108,860$145,373 Land $23,000 Building $122,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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