524 Lindsey Dr, Lakeland, FL 33809 Property Records

Polk County property record for 524 Lindsey Dr, Lakeland, FL 33809

Property Summary

Property Type	Mobile Home
Details	1,296 sqft · built 1999
Lot Size	0.234 acres (10,171 sqft)
Owner	Individual Name on Record
Last Sale	$22,900 (Feb 2005)
Tax Bill	$326 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000891-004520`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000891-004520`
Alternative APNs	`122723000891004520` `22723000`

Interior

Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	10,171 sqft (0.234 acres)
Lot Dimensions	113 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport
Shed	1 Shed

Location & Zoning

Street Address	524 LINDSEY DR
City	LAKELAND
State	FL
Zip	33809-7234
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK D LOT 52
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	WILDER TRACE PHASE 01
Legal Phase	1
Legal Tract	891
Legal Block	D
Legal Lot Number	52
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2002
Census Tract	12203

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 LINDSEY DR, LAKELAND, FL 33809-7234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2005 · Amount on Record
Deed Sale	Feb 10, 2005 · Amount on Record
Deed Document Number	200530879
Deed Book / Page	6082 / 573
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 4, 2019
Property Address	524 LINDSEY DR, LAKELAND, FL 33809-7234
Document Number	0110630123
Book / Page	011063 / 000123
Instrument Date	Nov 27, 2019
Instrument	256861
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8234 WILDER LOOP LAKELAND FL 338095233, LAKELAND, FL 33809-5233

Mortgage

Document Number	110630124
Date	Dec 4, 2019
Book Page	011063/000124
Instrument	256862

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,956 (+2.7%)	$131,914 (-16.3%) Land $29,000 Building $102,914
2025	$326.00 (-58.58%) Homeowner's exemption	$50,590 (+5.99%)	$157,612 (+29.05%) Land $29,000 Building $128,612
2023	$787.00 (+6.21%) Homeowner's exemption	$47,732 (+3%)	$122,136 (+6.74%) Land $28,000 Building $94,136
2022	$741.00 Homeowner's exemption	$46,342	$114,419 Land $23,000 Building $91,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30