Polk County property record for 490 Lindsey Dr, Lakeland, FL 33809
| Property Type | Mobile Home |
|---|---|
| Details | 1,566 sqft · built 2000 |
| Lot Size | 0.263 acres (11,439 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (May 2021) |
| Tax Bill | $1,669 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000891-004550 |
| Primary APN | 23-27-12-000891-004550 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,566 sqft Living Area |
|---|---|
| 1st Floor Area | 1,566 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home |
| Lot Area | 11,439 sqft (0.263 acres) |
| Lot Dimensions | 113 ft deep x 103 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 288 sqft |
| Porch | Porch |
| Shed | 1 Shed |
| Street Address | 490 LINDSEY DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-7232 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK D LOT 55 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER TRACE PHASE 01 |
| Legal Phase | 1 |
| Legal Tract | 891 |
| Legal Block | D |
| Legal Lot Number | 55 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 LINDSEY DR, LAKELAND, FL 33809-7232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 15, 2020 | Warranty Deed, Transfer · FHA Mortgage HOME SOLUTION LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Prior Sale | May 15, 2020 · Amount on Record |
| Deed Document Number | 2021115544 |
| Deed Book / Page | 11699 / 1917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 4, 2021 |
| Property Address | 490 LINDSEY DR, LAKELAND, FL 33809-7232 |
| Document Number | 0000115544 |
| Book / Page | 11699 / 1917 |
| Map Reference | MB 109 PG 32 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021115544 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8334 MITCHALL DR, 8334, LAKELAND, FL 33809-7242 |
| Name | Verified Name |
|---|---|
| Address | 490 LINDSEY DR, LAKELAND, FL 33809-7232 |
| Document Number | 0116991918 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 11699/1918 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 15, 2020 |
| Property Address | 490 LINDSEY DR, LAKELAND, FL 33809-7232 |
| Document Number | 0112350563 |
| Book / Page | 011235 / 000563 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 98029 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 LINDSEY DR LAKELAND FL 338097232, LAKELAND, FL 33809-7232 |
| Document Number | 112350565 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 011235/000565 |
| Instrument | 98030 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,471 (+2.7%) | $211,213 (-12.78%) Land $29,000 Building $182,213 | |
| 2025 | $1,669.00 (-18.39%) Homeowner's exemption | $198,122 (+5.99%) | $242,164 (+27.71%) Land $29,000 Building $213,164 |
| 2023 | $2,045.00 (+4.07%) Homeowner's exemption | $186,930 (+3%) | $189,613 (+4.48%) Land $28,000 Building $161,613 |
| 2022 | $1,965.00 Homeowner's exemption | $181,485 Land $23,000 Building $158,485 | $181,485 Land $23,000 Building $158,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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