Polk County property record for 495 Lindsey Dr, Lakeland, FL 33809
| Property Type | Mobile Home |
|---|---|
| Details | 1,860 sqft · built 2008 |
| Lot Size | 0.494 acres (21,510 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $29,000 (May 2007) |
| Tax Bill | $684 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000891-005670 |
| Primary APN | 23-27-12-000891-005670 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,860 sqft Living Area |
|---|---|
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile Home |
| Lot Area | 21,510 sqft (0.494 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Porch |
| Street Address | 495 LINDSEY DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-7233 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK E LOT 67 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER TRACE PHASE 01 |
| Legal Phase | 1 |
| Legal Tract | 891 |
| Legal Block | E |
| Legal Lot Number | 67 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 495 LINDSEY DR, LAKELAND, FL 33809-7233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 6, 2026 | Transfer on Death Deed, Transfer |
| Jan 2, 2024 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2007 · Amount on Record |
| Deed Sale | May 1, 2007 · Amount on Record |
| Deed Document Number | 200791376 |
| Deed Book / Page | 7266 / 1588 |
| Last Transfer Date | Mar 5, 2026 |
| Transfer Doc | 0000055528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 6, 2026 |
| Property Address | 495 LINDSEY DR, LAKELAND, FL 33809-7233 |
| Document Number | 0000055528 |
| Book / Page | 13908 / 1802 |
| Map Reference | MB 109 PG 32 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026055528 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 LINDSEY DR, LAKELAND, FL 33809-7233 |
| Name | Verified Name |
|---|---|
| Address | 495 LINDSEY DR, LAKELAND, FL 33809-7233 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 495 LINDSEY DR, LAKELAND, FL 33809-7233 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000211 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | 12959/859 |
| Instrument | 2024000211 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2029 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,669 (+2.7%) | $218,423 (-15.54%) Land $29,000 Building $189,423 | |
| 2025 | $684.00 (-39.79%) Homeowner's exemption | $93,154 (+5.99%) | $258,623 (+27.37%) Land $29,000 Building $229,623 |
| 2023 | $1,136.00 (+5.28%) Homeowner's exemption | $87,892 (+3%) | $203,056 (+5.82%) Land $28,000 Building $175,056 |
| 2022 | $1,079.00 Homeowner's exemption | $85,332 | $191,889 Land $23,000 Building $168,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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