781 Hemlock Ln, Flora, IL 62839 Property Records

Clay County property record for 781 Hemlock Ln, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,647 sqft · built 2004
Lot Size	1.09 acres (47,495 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2016)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-303-002`

Property Details

APN / Parcel Number

Primary APN	`10-28-303-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,647 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	47,495 sqft (1.09 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	22 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	781 HEMLOCK LN
City	FLORA
State	IL
Zip	62839-3446
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	PARKVIEW WEST SUB LOT 2
Legal Subdivision	PARKVIEW WEST SUB
Legal Lot Number	2
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2054
Census Tract	972200

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	781 HEMLOCK LN, FLORA, IL 62839-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2016 · Amount on Record
Deed Sale	Nov 28, 2016 · Amount on Record
Prior Sale	Mar 12, 2008 · Amount on Record
Deed Document Number	2016190417
Last Transfer Date	Mar 18, 2022
Transfer Doc	0000204393
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Mar 23, 2022
Property Address	781 HEMLOCK LN, FLORA, IL 62839-3446
Document Number	0000204393
Map Reference	DOC 147419
Instrument Date	Mar 18, 2022
Instrument	204393
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 HEMLOCK LN, FLORA, IL 62839-3446

Mortgage

Document Number	0000204394
Date	Mar 23, 2022
Instrument	204394

Lender

Name	FLORA BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.8%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+6.59%) Homeowner's exemption	$63,384 (+32.22%) Land $5,817 Building $57,567	$190,152 (+32.22%) Land $17,451 Building $172,701
2024	$3,082.00 (+11.51%)
2022	$2,764.00 (+0.69%) Homeowner's exemption	$47,937 Land $4,317 Building $43,620	$143,811 Land $12,951 Building $130,860
2021	$2,745.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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