Miami County property record for 509 E Canal St, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,752 sqft · built 1920 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,500 (Jan 2016) |
| Tax Bill | $1,675 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-004460 |
| Primary APN | D08-004460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 2,798 sqft |
| Attic | Attic |
| Attic Area | 353 sqft |
| Basement Area | 334 sqft |
| Unfinished Basement | 334 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 215 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 509 E CANAL ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL LOT 188 50 E PT |
| Legal Lot Number | 188 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 365200 |
509 E Canal St is owned and occupied by an individual who bought it in January 2016.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 E CANAL ST, TROY, OH 45373-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2016 · Amount on File |
| Deed Sale | Jan 5, 2016 · Amount on File |
| Prior Sale | Mar 23, 2012 · Amount on File |
| Deed Document Number | 2016OR-00092 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 509 E Canal St was $1,675 with a homeowner's exemption, up 25.4% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,675.00 (+25.37%) Homeowner's exemption | $50,470 (+42.61%) Land $8,610 Building $41,860 | $144,200 Land $24,600 Building $119,600 |
| 2024 | $1,336.00 (+2.14%) Homeowner's exemption | $35,390 (-) Land $8,960 Building $26,430 | |
| 2023 | $1,308.00 (+17.52%) Homeowner's exemption | $35,390 (-) Land $8,960 Building $26,430 | $101,100 (-) Land $25,600 Building $75,500 |
| 2022 | $1,113.00 Homeowner's exemption | $35,390 Land $8,960 Building $26,430 | $101,100 Land $25,600 Building $75,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 E Canal St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 509 E Canal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503 |
|---|---|
| Water Source | Purchased groundwater from TROY CITY PWS |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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