503 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 503 E Canal St, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,164 sqft · built 1842
Lot Size	0.139 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$19,300 (Feb 2015)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`D08-004470`

Property Details

APN / Parcel Number

Primary APN	`D08-004470`
Alternative APNs	`050627.2-18-007-00` `D08SE011 00100`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,164 sqft Total Area
1st Floor Area	1,444 sqft
2nd Floor Area	720 sqft
Upper Floors Area	720 sqft

Exterior

Year Built	Built 1842
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	90 ft deep x 66 ft wide
Porch	Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE011 00100
Street Address	503 E CANAL ST
City	TROY
State	OH
Zip	45373-3618
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IL-188 7.75' SW PT IL-189 58.53' S PT
Legal Subdivision	TROY
Legal Lot Number	188
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3001
Census Tract	365200

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	503 E CANAL ST, TROY, OH 45373-3618
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Jun 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2015 · Amount on Record
Deed Sale	Feb 11, 2015 · Amount on Record
Prior Sale	Feb 11, 2015 · Amount on Record
Deed Document Number	0000001611
Last Transfer Date	Jun 5, 2018
Transfer Doc	0000006777
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	503 E CANAL ST, TROY, OH 45373-3618
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 MOTE DR, COVINGTON, OH 45318-1261
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008135
Date	Jul 24, 2025
Instrument	2025OR-08135

Lender

Name	MINSTER BANK
Type	Bank
Address	1280 EXPERIMENT FARM RD, TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2045

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 5, 2018
Property Address	503 E CANAL ST, TROY, OH 45373-3618
Document Number	0000006777
Instrument Date	Apr 24, 2018
Instrument	6777
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	503 E CANAL ST TROY OH 453733618, TROY, OH 45373-3618

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,255.00 (+43.72%)	$62,240 (+59.63%) Land $7,740 Building $54,500	$177,800 (+59.61%) Land $22,100 Building $155,700
2024	$1,569.00 (+4.32%)	$38,990 (-) Land $8,050 Building $30,940
2023	$1,504.00 (+16.5%)	$38,990 (-) Land $8,050 Building $30,940	$111,400 (-) Land $23,000 Building $88,400
2022	$1,291.00	$38,990 Land $8,050 Building $30,940	$111,400 Land $23,000 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503
Water Source	Purchased groundwater from TROY CITY PWS
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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