428 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 428 E Canal St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 874 sqft · built 1858
Lot Size0.074 acres (3,219 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (May 2024)
Tax Bill$1,314 (2025)
Deeds & MortgagesMay 2023 Sale
Flood ZoneZone X (minimal risk)
APND08-007340

Property Details

APN / Parcel Number

Primary APND08-007340
Alternative APNs
  • 050627.2-25-003-00
  • D08SE017 00800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area874 sqft Living Area
1st Floor Area1,748 sqft
Basement Area714 sqft
Unfinished Basement714 sqft

Exterior

Year BuiltBuilt 1858
Effective Year BuiltEffective 1858
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,219 sqft (0.074 acres)
Lot Dimensions87 ft deep x 37 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address428 E CANAL ST
CityTROY
StateOH
Zip45373-3617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 457 37.18X87 N END
Legal Lot Number457
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2009
Census Tract365200

Owner

Source: Miami County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 E CANAL ST, TROY, OH 45373-3617
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2024 · Amount on Record
Deed SaleMay 7, 2024 · Amount on Record
Prior SaleMay 31, 2023 · Amount on Record
Deed Document Number20244438
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMay 31, 2023
Property Address428 E CANAL ST, TROY, OH 45373-3617
Document Number0000005680
Instrument DateMay 26, 2023
Instrument2023OR-05680
Transaction TypeTransfer
Record UpdatedJun 19, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1077 STONYRIDGE AVE, TROY, OH 45373-1636

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,314.00 (+37.59%) Homeowner's exemption$33,360 (+56.47%) Land $4,340 Building $29,020$95,300 (+56.49%) Land $12,400 Building $82,900
2024$955.00 (+3.8%)$21,320 (-) Land $3,640 Building $17,680
2023$920.00 (+14.57%) Homeowner's exemption$21,320 (-) Land $3,640 Building $17,680$60,900 (-) Land $10,400 Building $50,500
2022$803.00 Homeowner's exemption$21,320 Land $3,640 Building $17,680$60,900 Land $10,400 Building $50,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIAMI CO-CAMP TROY PWS
private · serves 3,813 people · EPA ID OH5502503
Water SourcePurchased groundwater from TROY CITY PWS
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Watch TV.

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