Miami County property record for 521 E Canal St, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,520 sqft · built 1908 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,900 (Oct 1990) |
| Tax Bill | $3,138 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-004440 |
| Primary APN | D08-004440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| 1st Floor Area | 3,028 sqft |
| Upper Floors Area | 1,006 sqft |
| Basement Area | 1,006 sqft |
| Unfinished Basement | 1,006 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 160 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 285 sqft |
| Patio Area | 290 sqft |
| Canopy | 290 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 521 E CANAL ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 186 57.75 |
| Legal Lot Number | 186 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 365200 |
521 E Canal St is owned and occupied by two individuals who bought it in October 1990.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 E CANAL ST, TROY, OH 45373-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1990 · Amount on File |
| Deed Sale | Oct 1, 1990 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 521 E Canal St was $3,138 with a homeowner's exemption, up 30.4% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,138.00 (+30.42%) Homeowner's exemption | $94,470 (+48.44%) Land $9,380 Building $85,090 | $269,900 Land $26,800 Building $243,100 |
| 2024 | $2,406.00 (+2.25%) Homeowner's exemption | $63,640 (-) Land $9,770 Building $53,870 | |
| 2023 | $2,353.00 (+17.42%) Homeowner's exemption | $63,640 (-) Land $9,770 Building $53,870 | $181,800 (-) Land $27,900 Building $153,900 |
| 2022 | $2,004.00 Homeowner's exemption | $63,640 Land $9,770 Building $53,870 | $181,800 Land $27,900 Building $153,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 E Canal St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 521 E Canal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503 |
|---|---|
| Water Source | Purchased groundwater from TROY CITY PWS |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures