509 Beard St, Monroe, NC 28110 Property Records

Union County property record for 509 Beard St, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,515 sqft Living Area
Lot Size	10,629 sqft (0.244 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2026)
Tax Bill	$335.00 (2025)

Owner

Source: Union County records · APN 09-228-182

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 BEARD ST, MONROE, NC 28110-3209
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Apr 01, 2025 · Amount on Record
Deed Doc Number	20268355
Deed Book / Page	9337 / 909
Record Refreshed	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 30, 2026
Property Address	509 BEARD ST, MONROE, NC 28110-3209
Document Number	0009337909
Book / Page	9337 / 909
Instrument Date	Mar 26, 2026
Instrument	8355
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 MCKINNON AVE NE, CONCORD, NC 28025-3303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BEARD ST, MONROE, NC 28110-3209

Mortgage

Document Number	0009337911
Date	Mar 30, 2026
Book Page	9337/911
Instrument	8356

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$335.00 (+109.38%)	$38,400 (+161.22%) Land $38,400	$38,400 (+161.22%) Land $38,400
2023	$160.00	$14,700 Land $14,700	$14,700 Land $14,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`09-228-182`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,515 sqft Living Area
1st Floor	1,515 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,629 sqft (0.244 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	324 sqft Garage
Porch Area	312 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	509 BEARD ST
City	MONROE
State	NC
Zip	28110-3209
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#7 & P/#8 BLK-F PB1 PG40
Legal Subdivision	MONROE LAND IMPRV CO 1-40
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	2
Census Block	2039
Census Tract	20406