409 Beard St, Monroe, NC 28110 Property Records

Union County property record for 409 Beard St, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1991
Square Footage	1,251 sqft Living Area
Lot Size	10,629 sqft (0.244 acres)
Occupancy	Owner Occupied
Tax Bill	$2,148.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-228-178`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,251 sqft Living Area
1st Floor	1,251 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,629 sqft (0.244 acres)
Porch Area	112 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	409 BEARD ST
City	MONROE
State	NC
Zip	28110-3207
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	P7 &P/8 &P/9 BLK-G PB1 PG40
Legal Subdivision	MONROE LAND IMPRV CO 1-40
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	2
Census Block	2029
Census Tract	20406

Owner

Source: Union County records · APN 09-228-178

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 BEARD ST, MONROE, NC 28110-3207
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	409 BEARD ST, MONROE, NC 28110-3207
Transaction Type	Mortgage
Record Updated	Oct 01, 2021
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8247178
Date	Sep 17, 2021
Book Page	8247/178
Instrument	44332

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00 (+22.18%)	$245,800 (+52.39%) Land $38,400 Building $207,400	$245,800 (+52.39%) Land $38,400 Building $207,400
2023	$1,758.00	$161,300 Land $14,700 Building $146,600	$161,300 Land $14,700 Building $146,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.