Union County property record for 506 Beard St, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1930 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Company Name on File |
| Last Sale | $46,000 (Nov 2009) |
| Tax Bill | $1,002 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-228-168 |
| Primary APN | 09-228-168 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,318 sqft (0.168 acres) |
| Porch | Slab |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 506 BEARD ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 12 7921-793 |
| Legal Subdivision | MONROE LAND IMPRV CO 1-40 |
| Legal Tract | 12 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 20406 |
Source: Union County records · APN 09-228-168
Assessment roll updated March 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1610 HINSON RD, MONROE, NC 28112-9121 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage JAMES L RABON |
| Dec 15, 2020 | Warranty Deed, Transfer JAMES & PATRICIA RABON LV (LT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2009 · Amount on Record |
| Deed Sale | Nov 18, 2009 · Amount on Record |
| Prior Sale | Nov 03, 1997 |
| Deed Document Number | 200936099 |
| Deed Book / Page | 5244 / 402 |
| Prior Transfer Date | Nov 12, 2009 |
| Prior Transfer Doc | 5244402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 506 BEARD ST, MONROE, NC 28110-3210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008655647 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 8655/647 |
| Instrument | 3438 |
| Name | JAMES L RABON |
|---|---|
| Type | Private Party |
| Address | 2311 BRAWINAL CT, MONROE, NC 28110 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 15, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 15, 2020 |
| Property Address | 506 BEARD ST, MONROE, NC 28110-3210 |
| Document Number | 7921793 |
| Book / Page | 007921 / 000793 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 52271 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 639 LOCUST NC 280970639, LOCUST, NC 28097-0639 |
| Investor | Possibly a Property Investor |
| Document Number | 7921800 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 007921/000800 |
| Instrument | 52272 |
| Name | JAMES & PATRICIA RABON LV (LT) |
|---|---|
| Address | 2311 BRAWINAL CT, MONROE, NC 28110-8416 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 14, 2025 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,002.00 (+32.36%) | $114,700 (+65.04%) Land $37,500 Building $77,200 | $114,700 (+65.04%) Land $37,500 Building $77,200 |
| 2023 | $757.00 | $69,500 Land $14,000 Building $55,500 | $69,500 Land $14,000 Building $55,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 264 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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